ClearView WealthCVWLF 56 Net Margin % is 6.11% as of Dec. 2025, which is 55% above its 10-year median of 3.95. GuruFocus rates CVWLF with a GF Score™ of 56/100 and a GF Value™ of $0.43. The stock has 10 warning signs investors should review. Among 501 Insurance companies, ClearView Wealth ranks worse than 90.22% on this metric.
The historical rank and industry rank for ClearView Wealth's Net Margin % or its related term are showing as below:
CVWLF'
s Net Margin % Range Over the Past 10 Years
Min: -3.29 Med: 3.95 Max: 20.41
Current: 0.25
CVWLF's Net Margin % is ranked worse than 90.22% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs CVWLF: 0.25
ClearView Wealth (OTCPK:CVWLF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ClearView Wealth Net Margin % Related Terms
ClearView Wealth Net Margin % Historical Data
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The historical data trend for ClearView Wealth's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, ClearView Wealth's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ClearView Wealth Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ClearView Wealth's Net Margin % distribution charts can be found below:
* The bar in red indicates where ClearView Wealth's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ClearView Wealth (CVWLF) has a Net Margin % of 6.11% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on ClearView Wealth and its competitors. This is 55% above median its historical median of 3.95. According to the industry distribution chart, ClearView Wealth ranks #452 out of 501 companies in the Insurance industry, placing it in the top 90.2%.
Is ClearView Wealth's Net Margin % too high?
ClearView Wealth's current Net Margin % of 6.11% is 55% above median its 10-year median of 3.95. The Insurance industry median Net Margin % is 9.29. ClearView Wealth's value of 6.11% is 34.2% below this industry median. Based on the distribution chart, ClearView Wealth ranks #452 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ClearView Wealth has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does ClearView Wealth's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, ClearView Wealth ranks #452 out of 501 companies for Net Margin %. This places ClearView Wealth in the lower half of its industry. The industry median Net Margin % is 9.29. ClearView Wealth's value of 6.11% is 34.2% below this benchmark. While the company's 10-year median is 3.95 vs. the industry median of 9.29, ClearView Wealth has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ClearView Wealth's current Net Margin % of 6.11% is 34.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ClearView Wealth and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ClearView Wealth's current Net Margin % is 6.11%, which is 55% above median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ClearView Wealth stock overvalued right now?
ClearView Wealth (CVWLF) has a current Net Margin % of 6.11%. The stock's GF Value™ is $0.43, compared to a current price of $0.37 — trading 14.2% below its estimated fair value. The current Net Margin % is 6.11%, which is 55% above median its 10-year median of 3.95 and 34.2% below the Insurance industry median of 9.29. ClearView Wealth's overall GF Score™ is 56/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ClearView Wealth (CVWLF), the current Net Margin % is 6.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ClearView Wealth (CVWLF) Overvalued in 2026?
Based on GuruFocus' analysis, ClearView Wealth stock appears to be undervalued.
The current stock price of $0.37 is trading 14.2% below its estimated GF Value™ of $0.43.
Key valuation signals for CVWLF:
Net Margin %: 6.11% (55% above median its 10-year median of 3.95)
GF Value™: $0.43 vs. price of $0.37 (14.2% below fair value)
Industry Position: 34.2% below the Insurance median (#452 of 501)
No single metric tells the full story. See the CVWLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ClearView Wealth Ltd is an ASX-listed Australian life insurance business. It operates as a non-operating holding company. The company's operating segments include Life Insurance. It offers advised life insurance products and also has an in-force (closed) portfolio of non-advised life insurance products.
56GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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