Eastern Bank (DHA:EBL) FCF Margin %: 234.84% (As of Mar. 2026) — 263% Above Median


DHA:EBL Eastern Bank PLC DHA:EBL
88 GF Score
Price BDT24.70
GF Value BDT27.97
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Eastern Bank FCF Margin %?

Eastern Bank DHA:EBL +0.41% 88 FCF Margin % is 234.84% as of Mar. 2026, which is 263% above its 10-year median of 64.77. GuruFocus rates DHA:EBL with a GF Score™ of 88/100 and a GF Value™ of BDT27.97 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Eastern Bank ranks better than 86.45% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Eastern Bank's Free Cash Flow for the three months ended in Mar. 2026 was BDT18,292 Mil. Eastern Bank's Revenue for the three months ended in Mar. 2026 was BDT7,789 Mil. Therefore, Eastern Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 234.84%.

As of today, Eastern Bank's current FCF Yield % is 80.78%.

The historical rank and industry rank for Eastern Bank's FCF Margin % or its related term are showing as below:

DHA:EBL' s FCF Margin % Range Over the Past 10 Years
Min: -55.32   Med: 64.77   Max: 120.26
Current: 106.18


During the past 11 years, the highest FCF Margin % of Eastern Bank was 120.26%. The lowest was -55.32%. And the median was 64.77%.

DHA:EBL's FCF Margin % is ranked better than
86.45% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs DHA:EBL: 106.18


Eastern Bank FCF Margin % Related Terms


Eastern Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Eastern Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eastern Bank FCF Margin % Chart

Eastern Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 71.52 58.01 41.78 86.21 101.07

Eastern Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 211.61 63.42 122.04 -4.90 234.84

Eastern Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Eastern Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eastern Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Eastern Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Eastern Bank's FCF Margin % falls into.


DHA:EBL
88GF Score
Eastern Bank PLC DHA:EBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Eastern Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Eastern Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=30834.815/30508.199
=101.07 %

Eastern Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=18291.596/7788.929
=234.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 234.84% mean?
Eastern Bank (DHA:EBL) has a FCF Margin % of 234.84% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eastern Bank and its competitors. This is 263% above median its historical median of 64.77. According to the industry distribution chart, Eastern Bank ranks #204 out of 1505 companies in the Banks industry, placing it in the top 13.6%.
Is Eastern Bank's FCF Margin % too high?
Eastern Bank's current FCF Margin % of 234.84% is 263% above median its 10-year median of 64.77. The Banks industry median FCF Margin % is 26.55. Eastern Bank's value of 234.84% is 784.5% above this industry median. Based on the distribution chart, Eastern Bank ranks #204 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Eastern Bank has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Eastern Bank ranks #204 out of 1505 companies for FCF Margin %. This places Eastern Bank in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Eastern Bank's value of 234.84% is 784.5% above this benchmark. While the company's 10-year median is 64.77 vs. the industry median of 26.55, Eastern Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bank's current FCF Margin % of 234.84% is 784.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eastern Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bank's current FCF Margin % is 234.84%, which is 263% above median its own 10-year median of 64.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bank stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bank (DHA:EBL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT27.97, compared to a current price of BDT24.70 — trading 11.7% below its estimated fair value. The current FCF Margin % is 234.84%, which is 263% above median its 10-year median of 64.77 and 784.5% above the Banks industry median of 26.55. Eastern Bank's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Eastern Bank (DHA:EBL), the current FCF Margin % is 234.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eastern Bank (DHA:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Eastern Bank stock appears to be undervalued. The current stock price of BDT24.70 is trading 11.7% below its estimated GF Value™ of BDT27.97. GuruFocus considers Eastern Bank to be Modestly Undervalued.

Key valuation signals for DHA:EBL:

  • FCF Margin %: 234.84% (263% above median its 10-year median of 64.77)
  • GF Value™: BDT27.97 vs. price of BDT24.70 (11.7% below fair value)
  • GF Score™: 88/100 with 3 warning signs
  • Industry Position: 784.5% above the Banks median (#204 of 1505)

No single metric tells the full story. See the DHA:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eastern Bank Business Description

Address 100 Gulshan Avenue, Dhaka, BGD, 1212
Eastern Bank PLC provides a wide range of commercial banking products and services through Corporate Banking, Retail & SME Banking and Treasury. Its services include term lending, project financing, working capital financing, trade financing, cash management solutions, deposit services, personal and SME financing, card services, digital banking services and agent banking. Its Segments are Domestic Banking Operation (DBO), Offshore Banking Operation (OBO), Islamic Banking (IB), EBL Securities PLC. (EBLSL), EBL Investments Limited (EBLIL), EBL Finance (HK) Limited and EBL Asset Management Ltd. Maximum revenue is generated from the Domestic Banking Operation segment, which offers commercial banking products and services through Corporate, Retail & SME Banking and Treasury business units.
88GF Score

Get the complete analysis for DHA:EBL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT24.70
Price
BDT27.97
GF Value