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Eastern BankDHA:EBL -0.41%91 PB Ratio is 0.77 as of Jul. 18, 2026, which is 27% below its 10-year median of 1.05. GuruFocus rates DHA:EBL with a GF Score™ of 91/100 and a GF Value™ of BDT28.31 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Eastern Bank ranks better than 77.19% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Eastern Bank's share price is BDT24.40. Eastern Bank's Book Value per Share for the quarter that ended in Mar. 2026 was BDT31.80. Hence, Eastern Bank's PB Ratio of today is 0.77.
Good Sign:
Eastern Bank PLC stock PB Ratio (=0.77) is close to 10-year low of 0.72.
The historical rank and industry rank for Eastern Bank's PB Ratio or its related term are showing as below:
DHA:EBL'
s PB Ratio Range Over the Past 10 Years
Min: 0.72 Med: 1.05 Max: 1.9
Current: 0.77
During the past 11 years, Eastern Bank's highest PB Ratio was 1.90. The lowest was 0.72. And the median was 1.05.
DHA:EBL's PB Ratio is ranked better than 77.19% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs DHA:EBL: 0.77
During the past 12 months, Eastern Bank's average Book Value Per Share Growth Rate was 24.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Eastern Bank was 16.40% per year. The lowest was 4.10% per year. And the median was 9.75% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Eastern Bank PB Ratio Related Terms
Eastern Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Eastern Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eastern Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Eastern Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Eastern Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Eastern Bank (DHA:EBL) has a PB Ratio of 0.77 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eastern Bank and its competitors. This is 27% below median its historical median of 1.05. Over the past decade, Eastern Bank's PB Ratio has ranged from 0.72 to 1.90. According to the industry distribution chart, Eastern Bank ranks #346 out of 1517 companies in the Banks industry, placing it in the top 22.8%.
Is Eastern Bank's PB Ratio too high?
Eastern Bank's current PB Ratio of 0.77 is 27% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.90. The Banks industry median PB Ratio is 1.12. Eastern Bank's value of 0.77 is 31.3% below this industry median. Based on the distribution chart, Eastern Bank ranks #346 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Eastern Bank has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Eastern Bank ranks #346 out of 1517 companies for PB Ratio. This places Eastern Bank in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Eastern Bank's value of 0.77 is 31.3% below this benchmark. Historically, Eastern Bank's own PB Ratio has ranged from 0.72 to 1.90 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.12, Eastern Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bank's current PB Ratio of 0.77 is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eastern Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bank's current PB Ratio is 0.77, which is 27% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bank stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bank (DHA:EBL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT28.31, compared to a current price of BDT24.40 — trading 13.8% below its estimated fair value. The current PB Ratio is 0.77, which is 27% below median its 10-year median of 1.05 and 31.3% below the Banks industry median of 1.12. Eastern Bank's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Eastern Bank (DHA:EBL), the current PB Ratio is 0.77 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bank (DHA:EBL) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bank stock appears to be undervalued.
The current stock price of BDT24.40 is trading 13.8% below its estimated GF Value™ of BDT28.31.
GuruFocus considers Eastern Bank to be Modestly Undervalued.
Key valuation signals for DHA:EBL:
PB Ratio: 0.77 (27% below median its 10-year median of 1.05)
GF Value™: BDT28.31 vs. price of BDT24.40 (13.8% below fair value)
Industry Position: 31.3% below the Banks median (#346 of 1517)
No single metric tells the full story. See the DHA:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bank PLC provides a wide range of commercial banking products and services through Corporate Banking, Retail & SME Banking and Treasury. Its services include term lending, project financing, working capital financing, trade financing, cash management solutions, deposit services, personal and SME financing, card services, digital banking services and agent banking. Its Segments are Domestic Banking Operation (DBO), Offshore Banking Operation (OBO), Islamic Banking (IB), EBL Securities PLC. (EBLSL), EBL Investments Limited (EBLIL), EBL Finance (HK) Limited and EBL Asset Management Ltd. Maximum revenue is generated from the Domestic Banking Operation segment, which offers commercial banking products and services through Corporate, Retail & SME Banking and Treasury business units.
91GF Score
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