Eastern Bank (DHA:EBL) Scaled Net Operating Assets: 0.14 (As of Mar. 2026)


DHA:EBL Eastern Bank PLC DHA:EBL
87 GF Score
Price BDT24.70
GF Value BDT28.10
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Eastern Bank Scaled Net Operating Assets?

Eastern Bank DHA:EBL -0.80% 87 Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus rates DHA:EBL with a GF Score™ of 87/100 and a GF Value™ of BDT28.10 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eastern Bank's operating assets for the quarter that ended in Mar. 2026 was BDT712,553 Mil. Eastern Bank's operating liabilities for the quarter that ended in Mar. 2026 was BDT604,436 Mil. Eastern Bank's Total Assets for the quarter that ended in Dec. 2025 was BDT767,225 Mil. Therefore, Eastern Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.14.

DHA:EBL
87GF Score
Eastern Bank PLC DHA:EBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Eastern Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eastern Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(717756.586-597517.58)/621251.529
=0.19

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=767225.394 - 49468.808
=717756.586

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=717142.057 - 119624.477 - 0
=597517.58

Eastern Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(712552.879-604436.107)/767225.394
=0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=775226.329 - 62673.45
=712552.879

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=722958.626 - 118522.519 - 0
=604436.107

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
Eastern Bank (DHA:EBL) has a Scaled Net Operating Assets of 0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eastern Bank and its competitors.
Is Eastern Bank's Scaled Net Operating Assets too high?
Eastern Bank's current Scaled Net Operating Assets is 0.14. Overall, Eastern Bank has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bank's Scaled Net Operating Assets compare to competitors?
Eastern Bank's Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eastern Bank and its competitors. Eastern Bank's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bank stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bank (DHA:EBL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT28.10, compared to a current price of BDT24.70 — trading 12.1% below its estimated fair value. The current Scaled Net Operating Assets is 0.14. Eastern Bank's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Eastern Bank (DHA:EBL), the current Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eastern Bank (DHA:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Eastern Bank stock appears to be undervalued. The current stock price of BDT24.70 is trading 12.1% below its estimated GF Value™ of BDT28.10. GuruFocus considers Eastern Bank to be Modestly Undervalued.

Key valuation signals for DHA:EBL:

  • Scaled Net Operating Assets: 0.14
  • GF Value™: BDT28.10 vs. price of BDT24.70 (12.1% below fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the DHA:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eastern Bank Business Description

Address 100 Gulshan Avenue, Dhaka, BGD, 1212
Eastern Bank PLC provides a wide range of commercial banking products and services through Corporate Banking, Retail & SME Banking and Treasury. Its services include term lending, project financing, working capital financing, trade financing, cash management solutions, deposit services, personal and SME financing, card services, digital banking services and agent banking. Its Segments are Domestic Banking Operation (DBO), Offshore Banking Operation (OBO), Islamic Banking (IB), EBL Securities PLC. (EBLSL), EBL Investments Limited (EBLIL), EBL Finance (HK) Limited and EBL Asset Management Ltd. Maximum revenue is generated from the Domestic Banking Operation segment, which offers commercial banking products and services through Corporate, Retail & SME Banking and Treasury business units.
87GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT24.70
Price
BDT28.10
GF Value