Banco Di Desio E Della Brianza SpA (FRA:BJ7) FCF Margin %: 0.00% (As of Mar. 2026)


FRA:BJ7 Banco Di Desio E Della Brianza SpA FRA:BJ7
44 GF Score
Price €12.34
GF Value €6.19
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Di Desio E Della Brianza SpA FCF Margin %?

Banco Di Desio E Della Brianza SpA FRA:BJ7 -0.16% 44 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates FRA:BJ7 with a GF Score™ of 44/100 and a GF Value™ of €6.19 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Banco Di Desio E Della Brianza SpA ranks worse than 83.79% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco Di Desio E Della Brianza SpA's Free Cash Flow for the three months ended in Mar. 2026 was €0.0 Mil. Banco Di Desio E Della Brianza SpA's Revenue for the three months ended in Mar. 2026 was €168.2 Mil. Therefore, Banco Di Desio E Della Brianza SpA's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Banco Di Desio E Della Brianza SpA's current FCF Yield % is -15.15%.

The historical rank and industry rank for Banco Di Desio E Della Brianza SpA's FCF Margin % or its related term are showing as below:

FRA:BJ7' s FCF Margin % Range Over the Past 10 Years
Min: -89.02   Med: 1.48   Max: 167.39
Current: -39.21


During the past 13 years, the highest FCF Margin % of Banco Di Desio E Della Brianza SpA was 167.39%. The lowest was -89.02%. And the median was 1.48%.

FRA:BJ7's FCF Margin % is ranked worse than
83.79% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:BJ7: -39.21


Banco Di Desio E Della Brianza SpA FCF Margin % Related Terms


Banco Di Desio E Della Brianza SpA FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Di Desio E Della Brianza SpA's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Di Desio E Della Brianza SpA FCF Margin % Chart

Banco Di Desio E Della Brianza SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.48 167.39 141.66 -89.02 -39.75

Banco Di Desio E Della Brianza SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:BJ7 vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco Di Desio E Della Brianza SpA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Di Desio E Della Brianza SpA FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Di Desio E Della Brianza SpA's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Di Desio E Della Brianza SpA's FCF Margin % falls into.


FRA:BJ7
44GF Score
Banco Di Desio E Della Brianza SpA FRA:BJ7
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Di Desio E Della Brianza SpA FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco Di Desio E Della Brianza SpA's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-256.436/645.043
=-39.75 %

Banco Di Desio E Della Brianza SpA's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/168.196
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Banco Di Desio E Della Brianza SpA (FRA:BJ7) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. According to the industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #1261 out of 1505 companies in the Banks industry, placing it in the top 83.8%.
Is Banco Di Desio E Della Brianza SpA's FCF Margin % too high?
Banco Di Desio E Della Brianza SpA's current FCF Margin % is 0.00%. Based on the distribution chart, Banco Di Desio E Della Brianza SpA ranks #1261 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Di Desio E Della Brianza SpA has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Di Desio E Della Brianza SpA's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #1261 out of 1505 companies for FCF Margin %. This places Banco Di Desio E Della Brianza SpA in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Di Desio E Della Brianza SpA's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Di Desio E Della Brianza SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA (FRA:BJ7) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.19, compared to a current price of €12.34 — trading 99.4% above its estimated fair value. The current FCF Margin % is 0.00%. Banco Di Desio E Della Brianza SpA's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Di Desio E Della Brianza SpA (FRA:BJ7), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Di Desio E Della Brianza SpA (FRA:BJ7) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA stock appears to be overvalued. The current stock price of €12.34 is trading 99.4% above its estimated GF Value™ of €6.19. GuruFocus considers Banco Di Desio E Della Brianza SpA to be Significantly Overvalued.

Key valuation signals for FRA:BJ7:

  • FCF Margin %: 0.00%
  • GF Value™: €6.19 vs. price of €12.34 (99.4% above fair value)
  • GF Score™: 44/100 with 7 warning signs

No single metric tells the full story. See the FRA:BJ7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Di Desio E Della Brianza SpA Business Description

Other Exchanges BDB:Italy0O5V:UKBJ7:Germany
Address Via E. Rovagnati, 1, Desio, ITA, 20832
Banco Di Desio E Della Brianza SpA is an Italy based company engaged in providing financial services. The group operates by carrying out traditional banking activities, providing asset management services and selling life and non-life bancassurance products. It offers loans and deposits; financial, banking, and payment services; insurance products, asset management products; debit and credit cards. The bank serves individuals and small to midsized businesses by providing other services. The activities are carried out through Italy.
44GF Score

Get the complete analysis for FRA:BJ7

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.34
Price
€6.19
GF Value