Banco Di Desio E Della Brianza SpA (FRA:BJ7) FCF Yield %: -14.39 (As of Jul. 02, 2026)


FRA:BJ7 Banco Di Desio E Della Brianza SpA FRA:BJ7
46 GF Score
Price €13.02
GF Value €6.10
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Di Desio E Della Brianza SpA FCF Yield %?

Banco Di Desio E Della Brianza SpA FRA:BJ7 +1.88% 46 FCF Yield % is -14.39 as of Jul. 02, 2026. GuruFocus rates FRA:BJ7 with a GF Score™ of 46/100 and a GF Value™ of €6.10 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Banco Di Desio E Della Brianza SpA ranks worse than 84.52% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Banco Di Desio E Della Brianza SpA's Trailing 12-Month Free Cash Flow is €-256.4 Mil, and Market Cap is €1,782.8 Mil. Therefore, Banco Di Desio E Della Brianza SpA's FCF Yield % for today is -14.39%.

The historical rank and industry rank for Banco Di Desio E Della Brianza SpA's FCF Yield % or its related term are showing as below:

FRA:BJ7' s FCF Yield % Range Over the Past 10 Years
Min: -15.14   Med: 0.04   Max: 1
Current: -14.39


During the past 13 years, the highest FCF Yield % of Banco Di Desio E Della Brianza SpA was 1.00%. The lowest was -15.14%. And the median was 0.04%.

FRA:BJ7's FCF Yield % is ranked worse than
84.52% of 1505 companies
in the Banks industry
Industry Median: 8.23 vs FRA:BJ7: -14.39

Banco Di Desio E Della Brianza SpA's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Banco Di Desio E Della Brianza SpA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banco Di Desio E Della Brianza SpA FCF Yield % Related Terms


Banco Di Desio E Della Brianza SpA FCF Yield % Historical Data

* Premium members only.

The historical data trend for Banco Di Desio E Della Brianza SpA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Di Desio E Della Brianza SpA FCF Yield % Chart

Banco Di Desio E Della Brianza SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -21.62

Banco Di Desio E Della Brianza SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:BJ7 vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Banco Di Desio E Della Brianza SpA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Di Desio E Della Brianza SpA FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Di Desio E Della Brianza SpA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Banco Di Desio E Della Brianza SpA's FCF Yield % falls into.


FRA:BJ7
46GF Score
Banco Di Desio E Della Brianza SpA FRA:BJ7
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Di Desio E Della Brianza SpA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Banco Di Desio E Della Brianza SpA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-256.436 / 1185.9045
=-21.62%

Banco Di Desio E Della Brianza SpA's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 1095.18675
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -14.39 mean?
Banco Di Desio E Della Brianza SpA (FRA:BJ7) has a FCF Yield % of -14.39 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. According to the industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #1272 out of 1505 companies in the Banks industry, placing it in the top 84.5%.
Is Banco Di Desio E Della Brianza SpA's FCF Yield % too high?
Banco Di Desio E Della Brianza SpA's current FCF Yield % is -14.39. Based on the distribution chart, Banco Di Desio E Della Brianza SpA ranks #1272 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Di Desio E Della Brianza SpA has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Di Desio E Della Brianza SpA's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #1272 out of 1505 companies for FCF Yield %. This places Banco Di Desio E Della Brianza SpA in the lower half of its industry. The industry median FCF Yield % is 8.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Di Desio E Della Brianza SpA's current FCF Yield % is -14.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Di Desio E Della Brianza SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA (FRA:BJ7) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.10, compared to a current price of €13.02 — trading 113.4% above its estimated fair value. The current FCF Yield % is -14.39. Banco Di Desio E Della Brianza SpA's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Banco Di Desio E Della Brianza SpA (FRA:BJ7), the current FCF Yield % is -14.39 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Di Desio E Della Brianza SpA (FRA:BJ7) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA stock appears to be overvalued. The current stock price of €13.02 is trading 113.4% above its estimated GF Value™ of €6.10. GuruFocus considers Banco Di Desio E Della Brianza SpA to be Significantly Overvalued.

Key valuation signals for FRA:BJ7:

  • FCF Yield %: -14.39
  • GF Value™: €6.10 vs. price of €13.02 (113.4% above fair value)
  • GF Score™: 46/100 with 7 warning signs

No single metric tells the full story. See the FRA:BJ7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Di Desio E Della Brianza SpA Business Description

Other Exchanges BDB:Italy0O5V:UKBJ7:Germany
Address Via E. Rovagnati, 1, Desio, ITA, 20832
Banco Di Desio E Della Brianza SpA is an Italy based company engaged in providing financial services. The group operates by carrying out traditional banking activities, providing asset management services and selling life and non-life bancassurance products. It offers loans and deposits; financial, banking, and payment services; insurance products, asset management products; debit and credit cards. The bank serves individuals and small to midsized businesses by providing other services. The activities are carried out through Italy.
46GF Score

Get the complete analysis for FRA:BJ7

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.02
Price
€6.10
GF Value