PSG Financial Services (FRA:EU4) FCF Margin %: 20.77% (As of Feb. 2026) — 62% Above Median


FRA:EU4 PSG Financial Services Ltd FRA:EU4
86 GF Score
Price €1.59
GF Value €1.12
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PSG Financial Services FCF Margin %?

PSG Financial Services FRA:EU4 -1.24% 86 FCF Margin % is 20.77% as of Feb. 2026, which is 62% above its 10-year median of 12.84. GuruFocus rates FRA:EU4 with a GF Score™ of 86/100 and a GF Value™ of €1.12 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,465 Asset Management companies, PSG Financial Services ranks worse than 51.81% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PSG Financial Services's Free Cash Flow for the six months ended in Feb. 2026 was €52.8 Mil. PSG Financial Services's Revenue for the six months ended in Feb. 2026 was €254.4 Mil. Therefore, PSG Financial Services's FCF Margin % for the quarter that ended in Feb. 2026 was 20.77%.

As of today, PSG Financial Services's current FCF Yield % is 3.22%.

The historical rank and industry rank for PSG Financial Services's FCF Margin % or its related term are showing as below:

FRA:EU4' s FCF Margin % Range Over the Past 10 Years
Min: 2.06   Med: 12.84   Max: 27.24
Current: 13.28


During the past 13 years, the highest FCF Margin % of PSG Financial Services was 27.24%. The lowest was 2.06%. And the median was 12.84%.

FRA:EU4's FCF Margin % is ranked worse than
51.81% of 1465 companies
in the Asset Management industry
Industry Median: 14.69 vs FRA:EU4: 13.28


PSG Financial Services FCF Margin % Related Terms


PSG Financial Services FCF Margin % Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services FCF Margin % Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.09 19.50 6.95 27.11 12.94

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.87 19.52 34.56 4.77 20.77

FRA:EU4 vs BLK, BX, KKR: FCF Margin % Comparison

For the Asset Management subindustry, PSG Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services FCF Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's FCF Margin % falls into.


FRA:EU4
86GF Score
PSG Financial Services Ltd FRA:EU4
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PSG Financial Services's FCF Margin for the fiscal year that ended in Feb. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Feb. 2026 )/Revenue (A: Feb. 2026 )
=64.467/498.188
=12.94 %

PSG Financial Services's FCF Margin for the quarter that ended in Feb. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Feb. 2026 )/Revenue (Q: Feb. 2026 )
=52.848/254.447
=20.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 20.77% mean?
PSG Financial Services (FRA:EU4) has a FCF Margin % of 20.77% as of Feb. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PSG Financial Services and its competitors. This is 62% above median its historical median of 12.84. Over the past decade, PSG Financial Services' FCF Margin % has ranged from 2.06 to 27.24. According to the industry distribution chart, PSG Financial Services ranks #759 out of 1465 companies in the Asset Management industry, placing it in the top 51.8%.
Is PSG Financial Services' FCF Margin % too high?
PSG Financial Services' current FCF Margin % of 20.77% is 62% above median its 10-year median of 12.84. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 27.24. The Asset Management industry median FCF Margin % is 14.69. PSG Financial Services' value of 20.77% is 41.4% above this industry median. Based on the distribution chart, PSG Financial Services ranks #759 out of 1465 companies in the Asset Management industry, which is below the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' FCF Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #759 out of 1465 companies for FCF Margin %. This places PSG Financial Services in the lower half of its industry. The industry median FCF Margin % is 14.69. PSG Financial Services' value of 20.77% is 41.4% above this benchmark. Historically, PSG Financial Services' own FCF Margin % has ranged from 2.06 to 27.24 over the past decade. While the company's 10-year median is 12.84 vs. the industry median of 14.69, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Asset Management company?
The median FCF Margin % among Asset Management companies is 14.69, based on 1,465 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current FCF Margin % of 20.77% is 41.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median FCF Margin % is 14.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current FCF Margin % is 20.77%, which is 62% above median its own 10-year median of 12.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (FRA:EU4) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.12, compared to a current price of €1.59 — trading 42% above its estimated fair value. The current FCF Margin % is 20.77%, which is 62% above median its 10-year median of 12.84 and 41.4% above the Asset Management industry median of 14.69. PSG Financial Services' overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PSG Financial Services (FRA:EU4), the current FCF Margin % is 20.77% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (FRA:EU4) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of €1.59 is trading 42% above its estimated GF Value™ of €1.12. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for FRA:EU4:

  • FCF Margin %: 20.77% (62% above median its 10-year median of 12.84)
  • GF Value™: €1.12 vs. price of €1.59 (42% above fair value)
  • GF Score™: 86/100 with 6 warning signs
  • Industry Position: 41.4% above the Asset Management median (#759 of 1465)

No single metric tells the full story. See the FRA:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaKFS:Namibia
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
86GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.59
Price
€1.12
GF Value