PSG Financial Services (FRA:EU4) ROCE %: 4.88% (As of Feb. 2026)

What is PSG Financial Services ROCE %?

PSG Financial Services FRA:EU4 -1.89% 86 ROCE % is 4.88% as of Feb. 2026. GuruFocus rates FRA:EU4 with a GF Score™ of 86/100 and a GF Value™ of €1.12 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. PSG Financial Services's annualized ROCE % for the quarter that ended in Feb. 2026 was 4.88%.

PSG Financial Services (FRA:EU4) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

PSG Financial Services ROCE % Related Terms

PSG Financial Services ROCE % Historical Data

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The historical data trend for PSG Financial Services's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services ROCE % Chart

PSG Financial Services Annual Data

Trend

Feb17

Feb18

Feb19

Feb20

Feb21

Feb22

Feb23

Feb24

Feb25

Feb26

ROCE %

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3.61

3.33

30.02

35.37

41.61

PSG Financial Services Semi-Annual Data
	Aug16	Feb17	Aug17	Feb18	Aug18	Feb19	Aug19	Feb20	Aug20	Feb21	Aug21	Feb22	Aug22	Feb23	Aug23	Feb24	Aug24	Feb25	Aug25	Feb26
ROCE %	Get a 7-Day Free Trial															3.71	2.89	3.39	3.53	4.88

86GF Score

PSG Financial Services Ltd FRA:EU4

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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PSG Financial Services ROCE % Calculation

PSG Financial Services's annualized ROCE % for the fiscal year that ended in Feb. 2026 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Feb. 2026 )		(A: Feb. 2025 )		(A: Feb. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Feb. 2026 )		(A: Feb. 2025 )		(A: Feb. 2026 )
	=	140.442	/	( ( (5939.298 - 5630.654)	+	(8378.521 - 8012.157) )	/ 2 )
	=	140.442	/	( (308.644	+	366.364)	/ 2 )
	=	140.442	/	337.504
	=	41.61 %

PSG Financial Services's ROCE % of for the quarter that ended in Feb. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Feb. 2026 )		(Q: Aug. 2025 )		(Q: Feb. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Feb. 2026 )		(Q: Aug. 2025 )		(Q: Feb. 2026 )
	=	157.59	/	( ( (6270.732 - 175.253)	+	(8378.521 - 8012.157) )	/ 2 )
	=	157.59	/	( ( 6095.479	+	366.364 )	/ 2 )
	=	157.59	/	3230.9215
	=	4.88 %

(1) Note: The EBIT data used here is two times the semi-annual (Feb. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 4.88% mean?

PSG Financial Services (FRA:EU4) has a ROCE % of 4.88% as of Feb. 2026.

Is PSG Financial Services' ROCE % too high?

PSG Financial Services' current ROCE % is 4.88%. The Asset Management industry median ROCE % is 4.39. PSG Financial Services' value of 4.88% is 11.2% above this industry median. Overall, PSG Financial Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does PSG Financial Services' ROCE % compare to BLK and BX?

PSG Financial Services' ROCE % of 4.88% can be compared against companies in the Asset Management industry. The industry median ROCE % is 4.39. PSG Financial Services' value of 4.88% is 11.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for an Asset Management company?

The median ROCE % among Asset Management companies is 4.39, based on 707 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current ROCE % of 4.88% is 11.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median ROCE % is 4.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current ROCE % is 4.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PSG Financial Services stock overvalued right now?

Based on GuruFocus' analysis, PSG Financial Services (FRA:EU4) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.12, compared to a current price of €1.56 — trading 39.3% above its estimated fair value. The current ROCE % is 4.88% and 11.2% above the Asset Management industry median of 4.39. PSG Financial Services' overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For PSG Financial Services (FRA:EU4), the current ROCE % is 4.88% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (FRA:EU4) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of €1.56 is trading 39.3% above its estimated GF Value™ of €1.12. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for FRA:EU4:

ROCE %: 4.88%
GF Value™: €1.12 vs. price of €1.56 (39.3% above fair value)
GF Score™: 86/100 with 6 warning signs
Industry Position: 11.2% above the Asset Management median

No single metric tells the full story. See the FRA:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PSG Financial Services Business Description

Industry Financial Services Asset Management

Comparable Companies JSE:NY1 JSE:CML JSE:SBP JSE:AXX JSE:ZED JSE:EPE JSE:MHB JSE:GRSP JSE:HUG JSE:BAC BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO STT OSTO:EQT AMP

Other Exchanges KST:South Africa KFS:Namibia

Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530

Website https://www.psg.co.za

PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.

86GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.56

Price

€1.12

GF Value

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