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Business Description
PSG Financial Services Limited
ISIN : ZAE000191417
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Traded in other countries / regions
KST.South AfricaKFS.NamibiaEU4.GermanyPSGK.N0000.Mauritius IPO Date
2014-07-16Description
PSG Financial Services Limited is an independent financial services group. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 7.96 | |||||
| Equity-to-Asset | 0.04 | |||||
| Debt-to-Equity | 0.05 | |||||
| Debt-to-EBITDA | 0.12 | |||||
| Interest Coverage | 41.14 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | -0.74 | |||||
| Beneish M-Score | -2.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.4 | |||||
| 3-Year EBITDA Growth Rate | 13.7 | |||||
| 3-Year EPS without NRI Growth Rate | 35.3 | |||||
| 3-Year FCF Growth Rate | -26.8 | |||||
| 3-Year Book Growth Rate | 10 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 4.96 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 17.56 | |||||
| 9-Day RSI | 20.85 | |||||
| 14-Day RSI | 22.4 | |||||
| 3-1 Month Momentum % | -7.08 | |||||
| 6-1 Month Momentum % | -0.71 | |||||
| 12-1 Month Momentum % | 18.68 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.48 | |||||
| Quick Ratio | 1.48 | |||||
| Cash Ratio | 0.57 | |||||
| Days Sales Outstanding | 101.31 | |||||
| Days Payable | 190.65 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.66 | |||||
| Dividend Payout Ratio | 0.46 | |||||
| 3-Year Dividend Growth Rate | 18.7 | |||||
| Forward Dividend Yield % | 2.66 | |||||
| 5-Year Yield-on-Cost % | 5.4 | |||||
| 3-Year Average Share Buyback Ratio | 1.4 | |||||
| Shareholder Yield % | -54.3 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 32.54 | |||||
| Operating Margin % | 16.15 | |||||
| Net Margin % | 14.77 | |||||
| FCF Margin % | 16.33 | |||||
| ROE % | 25.57 | |||||
| ROA % | 1.06 | |||||
| ROIC % | 0.66 | |||||
| 3-Year ROIIC % | 0.29 | |||||
| ROC (Joel Greenblatt) % | 720.35 | |||||
| ROCE % | 2.48 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.84 | |||||
| Forward PE Ratio | 12.96 | |||||
| Shiller PE Ratio | 28.71 | |||||
| PS Ratio | 2.78 | |||||
| PB Ratio | 4.57 | |||||
| Price-to-Tangible-Book | 6.13 | |||||
| Price-to-Free-Cash-Flow | 17.02 | |||||
| Price-to-Operating-Cash-Flow | 15.26 | |||||
| EV-to-EBIT | 11.52 | |||||
| EV-to-EBITDA | 10.4 | |||||
| EV-to-Revenue | 2.61 | |||||
| EV-to-FCF | 15.97 | |||||
| Price-to-GF-Value | 1.12 | |||||
| Price-to-Projected-FCF | 1.41 | |||||
| Price-to-DCF (FCF Based) | 1.42 | |||||
| Price-to-Median-PS-Value | 0.96 | |||||
| Earnings Yield (Greenblatt) % | 8.68 | |||||
| FCF Yield % | 5.97 | |||||
| Forward Rate of Return (Yacktman) % | 16.43 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
PSG Financial Services Limited Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R) | 7,873.748 | ||
| EPS (TTM) (R) | 0.908 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.42 | ||
| 3-Year Sortino Ratio | 0.63 | ||
| Volatility % | 17.86 | ||
| 14-Day RSI | 22.4 | ||
| 14-Day ATR (R) | 0.233922 | ||
| 20-Day SMA (R) | 18.0925 | ||
| 12-1 Month Momentum % | 18.68 | ||
| 52-Week Range (R) | 14.56 - 20.4 | ||
| Shares Outstanding (Mil) | 1,259.44 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PSG Financial Services Limited Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PSG Financial Services Limited Stock Events
| Event | Date | Price (R) | ||
|---|---|---|---|---|
| No Event Data | ||||
PSG Financial Services Limited Frequently Asked Questions
What is PSG Financial Services Limited(NAM:KFS)'s stock price today?
The current price of NAM:KFS is R17.11. The 52 week high of NAM:KFS is R20.40 and 52 week low is R14.56.
When is next earnings date of PSG Financial Services Limited(NAM:KFS)?
The next earnings date of PSG Financial Services Limited(NAM:KFS) is .
Does PSG Financial Services Limited(NAM:KFS) pay dividends? If so, how much?
The Dividend Yield %  of PSG Financial Services Limited(NAM:KFS) is 2.66% (As of Today), Highest Dividend Payout Ratio of PSG Financial Services Limited(NAM:KFS) was 0.77. The lowest was 0.15. And the median was 0.4. The  Forward Dividend Yield % of PSG Financial Services Limited(NAM:KFS) is 2.66%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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