Arthur J. GallagherFRA:GAH +3.90%76 FCF Margin % is 19.36% as of Mar. 2026, which is 34% above its 10-year median of 14.45. GuruFocus rates FRA:GAH with a GF Score™ of 76/100 and a GF Value™ of €292.32 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Arthur J. Gallagher ranks better than 58.88% on this metric.
The historical rank and industry rank for Arthur J. Gallagher's FCF Margin % or its related term are showing as below:
FRA:GAH'
s FCF Margin % Range Over the Past 10 Years
Min: 7.6 Med: 14.45 Max: 24.36
Current: 12.37
During the past 13 years, the highest FCF Margin % of Arthur J. Gallagher was 24.36%. The lowest was 7.60%. And the median was 14.45%.
FRA:GAH's FCF Margin % is ranked better than 58.88% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs FRA:GAH: 12.37
Arthur J. Gallagher FCF Margin % Related Terms
Arthur J. Gallagher FCF Margin % Historical Data
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The historical data trend for Arthur J. Gallagher's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GAH vs AON, MRSH, WTW: FCF Margin % Comparison
For the Insurance Brokers subindustry, Arthur J. Gallagher's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arthur J. Gallagher FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Arthur J. Gallagher's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Arthur J. Gallagher's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arthur J. Gallagher (FRA:GAH) has a FCF Margin % of 19.36% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arthur J. Gallagher and its competitors. This is 34% above median its historical median of 14.45. Over the past decade, Arthur J. Gallagher's FCF Margin % has ranged from 7.60 to 24.36. According to the industry distribution chart, Arthur J. Gallagher ranks #206 out of 501 companies in the Insurance industry, placing it in the top 41.1%.
Is Arthur J. Gallagher's FCF Margin % too high?
Arthur J. Gallagher's current FCF Margin % of 19.36% is 34% above median its 10-year median of 14.45. Over the past 10 years, this metric has ranged from a low of 7.60 to a high of 24.36. The Insurance industry median FCF Margin % is 9.60. Arthur J. Gallagher's value of 19.36% is 101.7% above this industry median. Based on the distribution chart, Arthur J. Gallagher ranks #206 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Arthur J. Gallagher has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Arthur J. Gallagher's FCF Margin % compare to AON and MRSH?
According to the Insurance industry distribution chart, Arthur J. Gallagher ranks #206 out of 501 companies for FCF Margin %. This puts Arthur J. Gallagher in the upper half of its industry. The industry median FCF Margin % is 9.60. Arthur J. Gallagher's value of 19.36% is 101.7% above this benchmark. Historically, Arthur J. Gallagher's own FCF Margin % has ranged from 7.60 to 24.36 over the past decade. While the company's 10-year median is 14.45 vs. the industry median of 9.60, Arthur J. Gallagher has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arthur J. Gallagher's current FCF Margin % of 19.36% is 101.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arthur J. Gallagher and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arthur J. Gallagher's current FCF Margin % is 19.36%, which is 34% above median its own 10-year median of 14.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arthur J. Gallagher stock overvalued right now?
Based on GuruFocus' analysis, Arthur J. Gallagher (FRA:GAH) is currently considered Possible Value Trap. The stock's GF Value™ is €292.32, compared to a current price of €194.40 — trading 33.5% below its estimated fair value. The current FCF Margin % is 19.36%, which is 34% above median its 10-year median of 14.45 and 101.7% above the Insurance industry median of 9.60. Arthur J. Gallagher's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Arthur J. Gallagher (FRA:GAH), the current FCF Margin % is 19.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arthur J. Gallagher (FRA:GAH) Overvalued in 2026?
Based on GuruFocus' analysis, Arthur J. Gallagher stock appears to be undervalued.
The current stock price of €194.40 is trading 33.5% below its estimated GF Value™ of €292.32.
GuruFocus considers Arthur J. Gallagher to be Possible Value Trap.
Key valuation signals for FRA:GAH:
FCF Margin %: 19.36% (34% above median its 10-year median of 14.45)
GF Value™: €292.32 vs. price of €194.40 (33.5% below fair value)
Industry Position: 101.7% above the Insurance median (#206 of 501)
No single metric tells the full story. See the FRA:GAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1927 as a one-person agency, Gallagher's primary business is insurance brokerage, with a focus on serving middle-market companies. The company's risk management segment provides third-party claims adjustment to companies that choose to self-insure. Gallagher has about 72,000 employees and generates about a third of its revenue internationally, primarily in Australia, Canada, New Zealand, and the UK.
76GF Score
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