Arthur J. Gallagher (FRA:GAH) FCF Margin %: -1.02% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:GAH Arthur J. Gallagher & Co FRA:GAH
81 GF Score
Price €215.20
GF Value €290.08
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Arthur J. Gallagher FCF Margin %?

Arthur J. Gallagher FRA:GAH +0.47% 81 FCF Margin % is -1.02% as of Jun. 2026. GuruFocus rates FRA:GAH with a GF Score™ of 81/100 and a GF Value™ of €290.08 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, Arthur J. Gallagher ranks better than 62.7% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Arthur J. Gallagher's Free Cash Flow for the three months ended in Jun. 2026 was €-36 Mil. Arthur J. Gallagher's Revenue for the three months ended in Jun. 2026 was €3,475 Mil. Therefore, Arthur J. Gallagher's FCF Margin % for the quarter that ended in Jun. 2026 was -1.02%.

As of today, Arthur J. Gallagher's current FCF Yield % is 3.59%.

The historical rank and industry rank for Arthur J. Gallagher's FCF Margin % or its related term are showing as below:

FRA:GAH' s FCF Margin % Range Over the Past 10 Years
Min: 7.6   Med: 14.45   Max: 24.36
Current: 14.46


During the past 13 years, the highest FCF Margin % of Arthur J. Gallagher was 24.36%. The lowest was 7.60%. And the median was 14.45%.

FRA:GAH's FCF Margin % is ranked better than
62.7% of 504 companies
in the Insurance industry
Industry Median: 9.22 vs FRA:GAH: 14.46


Arthur J. Gallagher FCF Margin % Related Terms


Arthur J. Gallagher FCF Margin % Historical Data

* Premium members only.

The historical data trend for Arthur J. Gallagher's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arthur J. Gallagher FCF Margin % Chart

Arthur J. Gallagher Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.39 14.12 18.25 21.13 12.80

Arthur J. Gallagher Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.40 20.55 19.66 19.36 -1.02

FRA:GAH vs AON, MRSH, WTW: FCF Margin % Comparison

For the Insurance Brokers subindustry, Arthur J. Gallagher's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arthur J. Gallagher FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Arthur J. Gallagher's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Arthur J. Gallagher's FCF Margin % falls into.


FRA:GAH
81GF Score
Arthur J. Gallagher & Co FRA:GAH
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Arthur J. Gallagher FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Arthur J. Gallagher's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1524.39/11906.468
=12.80 %

Arthur J. Gallagher's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-35.588/3474.604
=-1.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -1.02% mean?
Arthur J. Gallagher (FRA:GAH) has a FCF Margin % of -1.02% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arthur J. Gallagher and its competitors. Over the past decade, Arthur J. Gallagher's FCF Margin % has ranged from 7.60 to 24.36. According to the industry distribution chart, Arthur J. Gallagher ranks #188 out of 504 companies in the Insurance industry, placing it in the top 37.3%.
Is Arthur J. Gallagher's FCF Margin % too high?
Arthur J. Gallagher's current FCF Margin % is -1.02%. Over the past 10 years, this metric has ranged from a low of 7.60 to a high of 24.36. Based on the distribution chart, Arthur J. Gallagher ranks #188 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Arthur J. Gallagher has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arthur J. Gallagher's FCF Margin % compare to AON and MRSH?
According to the Insurance industry distribution chart, Arthur J. Gallagher ranks #188 out of 504 companies for FCF Margin %. This puts Arthur J. Gallagher in the upper half of its industry. The industry median FCF Margin % is 9.22. Historically, Arthur J. Gallagher's own FCF Margin % has ranged from 7.60 to 24.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.22, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arthur J. Gallagher and its competitors. For the Insurance industry, the median FCF Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arthur J. Gallagher's current FCF Margin % is -1.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arthur J. Gallagher stock overvalued right now?
Based on GuruFocus' analysis, Arthur J. Gallagher (FRA:GAH) is currently considered Modestly Undervalued. The stock's GF Value™ is €290.08, compared to a current price of €215.20 — trading 25.8% below its estimated fair value. The current FCF Margin % is -1.02%. Arthur J. Gallagher's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Arthur J. Gallagher (FRA:GAH), the current FCF Margin % is -1.02% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arthur J. Gallagher (FRA:GAH) Overvalued in 2026?

Based on GuruFocus' analysis, Arthur J. Gallagher stock appears to be undervalued. The current stock price of €215.20 is trading 25.8% below its estimated GF Value™ of €290.08. GuruFocus considers Arthur J. Gallagher to be Modestly Undervalued.

Key valuation signals for FRA:GAH:

  • FCF Margin %: -1.02%
  • GF Value™: €290.08 vs. price of €215.20 (25.8% below fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the FRA:GAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arthur J. Gallagher Business Description

Address 2850 Golf Road, Rolling Meadows, IL, USA, 60008-4050
Founded in 1927 as a one-person agency, Gallagher's primary business is insurance brokerage, with a focus on serving middle-market companies. The company's risk management segment provides third-party claims adjustment to companies that choose to self-insure. Gallagher has about 72,000 employees and generates about a third of its revenue internationally, primarily in Australia, Canada, New Zealand, and the UK.
81GF Score

Get the complete analysis for FRA:GAH

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€215.20
Price
€290.08
GF Value