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Bank7FRA:J0N +0.45%53 FCF Margin % is 23.77% as of Jun. 2026, which is 55% below its 10-year median of 52.71. GuruFocus rates FRA:J0N with a GF Score™ of 53/100 and a GF Value™ of €33.82 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,496 Banks companies, Bank7 ranks better than 72.33% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank7's Free Cash Flow for the
three
months ended in Jun. 2026 was €4.73 Mil. Bank7's Revenue for the
three
months ended in Jun. 2026 was €19.88 Mil. Therefore, Bank7's FCF Margin % for the quarter that ended in Jun. 2026 was 23.77%.
The historical data trend for Bank7's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:J0N vs FFMR, BMRC, WTBA: FCF Margin % Comparison
For the Banks - Regional subindustry, Bank7's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank7 FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank7's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank7's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank7 (FRA:J0N) has a FCF Margin % of 23.77% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank7 and its competitors. This is 55% below median its historical median of 52.71. Over the past decade, Bank7's FCF Margin % has ranged from 36.96 to 64.99. According to the industry distribution chart, Bank7 ranks #414 out of 1496 companies in the Banks industry, placing it in the top 27.7%.
Is Bank7's FCF Margin % too high?
Bank7's current FCF Margin % of 23.77% is 55% below median its 10-year median of 52.71. Over the past 10 years, this metric has ranged from a low of 36.96 to a high of 64.99. The Banks industry median FCF Margin % is 27.15. Bank7's value of 23.77% is 12.4% below this industry median. Based on the distribution chart, Bank7 ranks #414 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Bank7 has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank7's FCF Margin % compare to FFMR and BMRC?
According to the Banks industry distribution chart, Bank7 ranks #414 out of 1496 companies for FCF Margin %. This puts Bank7 in the upper half of its industry. The industry median FCF Margin % is 27.15. Bank7's value of 23.77% is 12.4% below this benchmark. Historically, Bank7's own FCF Margin % has ranged from 36.96 to 64.99 over the past decade. While the company's 10-year median is 52.71 vs. the industry median of 27.15, Bank7 has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.15, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank7's current FCF Margin % of 23.77% is 12.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank7 and its competitors. For the Banks industry, the median FCF Margin % is 27.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank7's current FCF Margin % is 23.77%, which is 55% below median its own 10-year median of 52.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank7 stock overvalued right now?
Based on GuruFocus' analysis, Bank7 (FRA:J0N) is currently considered Significantly Overvalued. The stock's GF Value™ is €33.82, compared to a current price of €44.40 — trading 31.3% above its estimated fair value. The current FCF Margin % is 23.77%, which is 55% below median its 10-year median of 52.71 and 12.4% below the Banks industry median of 27.15. Bank7's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank7 (FRA:J0N), the current FCF Margin % is 23.77% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank7 (FRA:J0N) Overvalued in 2026?
Based on GuruFocus' analysis, Bank7 stock appears to be overvalued.
The current stock price of €44.40 is trading 31.3% above its estimated GF Value™ of €33.82.
GuruFocus considers Bank7 to be Significantly Overvalued.
Key valuation signals for FRA:J0N:
FCF Margin %: 23.77% (55% below median its 10-year median of 52.71)
GF Value™: €33.82 vs. price of €44.40 (31.3% above fair value)
Industry Position: 12.4% below the Banks median (#414 of 1496)
No single metric tells the full story. See the FRA:J0N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank7 Corp is a full-service commercial bank focused on providing customers with exceptional service and meeting their banking needs through a variety of commercial and retail financial services. It offers deposit banking products, including commercial deposit services, commercial checking, money market, and other deposit accounts, and retail deposit services such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. etc. It generates revenues from interest income from financial instruments and non-interest income and service charges on deposit accounts.
53GF Score
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