Multitude AGFRA:MULT +2.93%70 FCF Margin % is 230.92% as of Mar. 2026, which is 3425% above its 10-year median of 6.55. GuruFocus rates FRA:MULT with a GF Score™ of 70/100 and a GF Value™ of €5.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, Multitude AG ranks better than 75.07% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Multitude AG's Free Cash Flow for the
three
months ended in Mar. 2026 was €132.8 Mil. Multitude AG's Revenue for the
three
months ended in Mar. 2026 was €57.5 Mil. Therefore, Multitude AG's FCF Margin % for the quarter that ended in Mar. 2026 was 230.92%.
The historical rank and industry rank for Multitude AG's FCF Margin % or its related term are showing as below:
FRA:MULT'
s FCF Margin % Range Over the Past 10 Years
Min: -41.54 Med: 6.55 Max: 65.72
Current: 50.66
During the past 12 years, the highest FCF Margin % of Multitude AG was 65.72%. The lowest was -41.54%. And the median was 6.55%.
FRA:MULT's FCF Margin % is ranked better than 75.07% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs FRA:MULT: 50.66
Multitude AG FCF Margin % Related Terms
Multitude AG FCF Margin % Historical Data
* Premium members only.
The historical data trend for Multitude AG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Multitude AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Multitude AG FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Multitude AG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Multitude AG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Multitude AG (FRA:MULT) has a FCF Margin % of 230.92% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Multitude AG and its competitors. This is 3425% above median its historical median of 6.55. According to the industry distribution chart, Multitude AG ranks #375 out of 1504 companies in the Banks industry, placing it in the top 24.9%.
Is Multitude AG's FCF Margin % too high?
Multitude AG's current FCF Margin % of 230.92% is 3425% above median its 10-year median of 6.55. The Banks industry median FCF Margin % is 26.50. Multitude AG's value of 230.92% is 771.4% above this industry median. Based on the distribution chart, Multitude AG ranks #375 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Multitude AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Multitude AG's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Multitude AG ranks #375 out of 1504 companies for FCF Margin %. This places Multitude AG in the top 25% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. Multitude AG's value of 230.92% is 771.4% above this benchmark. While the company's 10-year median is 6.55 vs. the industry median of 26.50, Multitude AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Multitude AG's current FCF Margin % of 230.92% is 771.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Multitude AG and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Multitude AG's current FCF Margin % is 230.92%, which is 3425% above median its own 10-year median of 6.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Multitude AG stock overvalued right now?
Based on GuruFocus' analysis, Multitude AG (FRA:MULT) is currently considered Fairly Valued. The stock's GF Value™ is €5.12, compared to a current price of €5.62 — trading 9.8% above its estimated fair value. The current FCF Margin % is 230.92%, which is 3425% above median its 10-year median of 6.55 and 771.4% above the Banks industry median of 26.50. Multitude AG's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Multitude AG (FRA:MULT), the current FCF Margin % is 230.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Multitude AG (FRA:MULT) Overvalued in 2026?
Based on GuruFocus' analysis, Multitude AG stock appears to be overvalued.
The current stock price of €5.62 is trading 9.8% above its estimated GF Value™ of €5.12.
GuruFocus considers Multitude AG to be Fairly Valued.
Key valuation signals for FRA:MULT:
FCF Margin %: 230.92% (3425% above median its 10-year median of 6.55)
GF Value™: €5.12 vs. price of €5.62 (9.8% above fair value)
Industry Position: 771.4% above the Banks median (#375 of 1504)
No single metric tells the full story. See the FRA:MULT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
70GF Score
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