WBO:MULT (Switzerland)
Â
Registered Shares
€
5.5
-0.14 (-2.48%)
Jun 25
Business Description
Multitude AG
ISIN : CH1398992755
Share Class Description:
WBO:MULT: Registered SharesTotal Employee Number:
700Compare
Compare
Traded in other countries / regions
MULT.Germany0R4W.UKMULT.Austria IPO Date
2026-04-10Description
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 4.92 | |||||
Equity-to-Asset | 0.16 | |||||
Debt-to-Equity | 0.47 | |||||
Debt-to-EBITDA | 2.65 | |||||
Interest Coverage | 40.4 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 0.39 | |||||
Beneish M-Score | -2.77 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3.1 | |||||
3-Year EBITDA Growth Rate | 2.4 | |||||
3-Year EPS without NRI Growth Rate | 2.8 | |||||
3-Year Book Growth Rate | 5.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 13.29 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 36.62 | |||||
9-Day RSI | 41.65 | |||||
14-Day RSI | 40.47 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.04 | |||||
Quick Ratio | 1.04 | |||||
Cash Ratio | 0.56 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 9.75 | |||||
Forward Dividend Yield % | 9.75 | |||||
5-Year Yield-on-Cost % | 9.86 | |||||
3-Year Average Share Buyback Ratio | 0.3 | |||||
Shareholder Yield % | -5.64 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 66.81 | |||||
Operating Margin % | 36.4 | |||||
Net Margin % | 10.12 | |||||
EBITDA Margin % | 18.58 | |||||
FCF Margin % | 50.66 | |||||
OCF Margin % | 56.85 | |||||
ROE % | 11.29 | |||||
ROA % | 1.76 | |||||
ROIC % | 5.78 | |||||
3-Year ROIIC % | -3.45 | |||||
ROC (Joel Greenblatt) % | 433.65 | |||||
ROCE % | 5.49 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.09 | |||||
Forward PE Ratio | 5.04 | |||||
PE Ratio without NRI | 1.44 | |||||
Shiller PE Ratio | 9.4 | |||||
Price-to-Owner-Earnings | 2.31 | |||||
PEG Ratio | 0.09 | |||||
PS Ratio | 0.52 | |||||
PB Ratio | 0.47 | |||||
Price-to-Tangible-Book | 0.54 | |||||
Price-to-Free-Cash-Flow | 1.01 | |||||
Price-to-Operating-Cash-Flow | 0.91 | |||||
EV-to-EBIT | -11.27 | |||||
EV-to-EBITDA | -7.66 | |||||
EV-to-Revenue | -1.42 | |||||
EV-to-FCF | -2.81 | |||||
Price-to-GF-Value | 1.07 | |||||
Price-to-Projected-FCF | 0.19 | |||||
Price-to-Median-PS-Value | 0.94 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.11 | |||||
Price-to-Graham-Number | 0.19 | |||||
Earnings Yield (Greenblatt) % | -8.87 | |||||
FCF Yield % | 100.06 | |||||
Forward Rate of Return (Yacktman) % | 38.45 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Multitude AG Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 235.158 | ||
| EPS (TTM) (€) | 0.89 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 40.47 | ||
| 14-Day ATR (€) | 0.124328 | ||
| 20-Day SMA (€) | 5.533 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (€) | 5.26 - 7 | ||
| Shares Outstanding (Mil) | 21.41 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Multitude AG Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Multitude AG Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| EUR 0.550000 Cash Dividend | 2026-04-27 | 6.74 (+2.12%) |
Show
Entries
Multitude AG Frequently Asked Questions
What is Multitude AG(WBO:MULT)'s stock price today?
The current price of WBO:MULT is €5.50. The 52 week high of WBO:MULT is €7.00 and 52 week low is €5.26.
When is next earnings date of Multitude AG(WBO:MULT)?
The next earnings date of Multitude AG(WBO:MULT) is .
Does Multitude AG(WBO:MULT) pay dividends? If so, how much?
The Dividend Yield %  of Multitude AG(WBO:MULT) is 9.75% (As of Today), Highest Dividend Payout Ratio of Multitude AG(WBO:MULT) was 0.06. The lowest was 0.03. And the median was 0.04. The  Forward Dividend Yield % of Multitude AG(WBO:MULT) is 9.75%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Multitude AG
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers