TMBThanachart Bank PCL (FRA:TMLF) FCF Margin %: -0.56% (As of Mar. 2026)


FRA:TMLF TMBThanachart Bank PCL FRA:TMLF
52 GF Score
Price €0.05
GF Value €0.04
Valuation Modestly Overvalued
! 8 Warning Signs
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What is TMBThanachart Bank PCL FCF Margin %?

TMBThanachart Bank PCL FRA:TMLF 52 FCF Margin % is -0.56% as of Mar. 2026. GuruFocus rates FRA:TMLF with a GF Score™ of 52/100 and a GF Value™ of €0.04 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, TMBThanachart Bank PCL ranks better than 89.04% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. TMBThanachart Bank PCL's Free Cash Flow for the three months ended in Mar. 2026 was €-2 Mil. TMBThanachart Bank PCL's Revenue for the three months ended in Mar. 2026 was €447 Mil. Therefore, TMBThanachart Bank PCL's FCF Margin % for the quarter that ended in Mar. 2026 was -0.56%.

As of today, TMBThanachart Bank PCL's current FCF Yield % is 45.35%.

The historical rank and industry rank for TMBThanachart Bank PCL's FCF Margin % or its related term are showing as below:

FRA:TMLF' s FCF Margin % Range Over the Past 10 Years
Min: -100.92   Med: 29.33   Max: 149.17
Current: 134.21


During the past 13 years, the highest FCF Margin % of TMBThanachart Bank PCL was 149.17%. The lowest was -100.92%. And the median was 29.33%.

FRA:TMLF's FCF Margin % is ranked better than
89.04% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:TMLF: 134.21


TMBThanachart Bank PCL FCF Margin % Related Terms


TMBThanachart Bank PCL FCF Margin % Historical Data

* Premium members only.

The historical data trend for TMBThanachart Bank PCL's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TMBThanachart Bank PCL FCF Margin % Chart

TMBThanachart Bank PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 101.04 67.63 -29.83 18.79 149.17

TMBThanachart Bank PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.97 136.73 271.67 133.58 -0.56

TMBThanachart Bank PCL FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, TMBThanachart Bank PCL's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TMBThanachart Bank PCL FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's FCF Margin % distribution charts can be found below:

* The bar in red indicates where TMBThanachart Bank PCL's FCF Margin % falls into.


FRA:TMLF
52GF Score
TMBThanachart Bank PCL FRA:TMLF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TMBThanachart Bank PCL FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

TMBThanachart Bank PCL's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2922.711/1959.251
=149.17 %

TMBThanachart Bank PCL's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2.499/446.626
=-0.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -0.56% mean?
TMBThanachart Bank PCL (FRA:TMLF) has a FCF Margin % of -0.56% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on TMBThanachart Bank PCL and its competitors. According to the industry distribution chart, TMBThanachart Bank PCL ranks #165 out of 1505 companies in the Banks industry, placing it in the top 11%.
Is TMBThanachart Bank PCL's FCF Margin % too high?
TMBThanachart Bank PCL's current FCF Margin % is -0.56%. Based on the distribution chart, TMBThanachart Bank PCL ranks #165 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TMBThanachart Bank PCL has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #165 out of 1505 companies for FCF Margin %. This places TMBThanachart Bank PCL in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on TMBThanachart Bank PCL and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current FCF Margin % is -0.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
Based on GuruFocus' analysis, TMBThanachart Bank PCL (FRA:TMLF) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.05 — trading 25% above its estimated fair value. The current FCF Margin % is -0.56%. TMBThanachart Bank PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For TMBThanachart Bank PCL (FRA:TMLF), the current FCF Margin % is -0.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TMBThanachart Bank PCL (FRA:TMLF) Overvalued in 2026?

Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued. The current stock price of €0.05 is trading 25% above its estimated GF Value™ of €0.04. GuruFocus considers TMBThanachart Bank PCL to be Modestly Overvalued.

Key valuation signals for FRA:TMLF:

  • FCF Margin %: -0.56%
  • GF Value™: €0.04 vs. price of €0.05 (25% above fair value)
  • GF Score™: 52/100 with 8 warning signs

No single metric tells the full story. See the FRA:TMLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TMBThanachart Bank PCL Business Description

Other Exchanges TTB-F:ThailandTTB:Thailand
Address 3000 Phahonyothin Road, Khwang Chomphon, Khet Chatuchak, Bangkok, THA, 10900
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
52GF Score

Get the complete analysis for FRA:TMLF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.05
Price
€0.04
GF Value