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TMBThanachart Bank PCLFRA:TMLF +0.89%52 5-Year Yield-on-Cost % is 65.34 as of Jul. 16, 2026, which is 62% above its 10-year median of 40.30. GuruFocus rates FRA:TMLF with a GF Score™ of 52/100 and a GF Value™ of €0.04 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,255 Banks companies, TMBThanachart Bank PCL ranks better than 99.44% on this metric.
TMBThanachart Bank PCL's yield on cost for the quarter that ended in Mar. 2026 was 65.34.
The historical rank and industry rank for TMBThanachart Bank PCL's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:TMLF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 8.41 Med: 40.3 Max: 123.62
Current: 65.34
During the past 13 years, TMBThanachart Bank PCL's highest Yield on Cost was 123.62. The lowest was 8.41. And the median was 40.30.
FRA:TMLF's 5-Year Yield-on-Cost % is ranked better than 99.44% of 1255
companies
in the Banks industry
Industry Median: 3.88
vs FRA:TMLF: 65.34
TMBThanachart Bank PCL (FRA:TMLF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
TMBThanachart Bank PCL 5-Year Yield-on-Cost % Related Terms
TMBThanachart Bank PCL 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, TMBThanachart Bank PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TMBThanachart Bank PCL 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where TMBThanachart Bank PCL's 5-Year Yield-on-Cost % falls into.
TMBThanachart Bank PCL 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
TMBThanachart Bank PCL (FRA:TMLF) has a 5-Year Yield-on-Cost % of 65.34 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on TMBThanachart Bank PCL and its competitors. This is 62% above median its historical median of 40.30. Over the past decade, TMBThanachart Bank PCL's 5-Year Yield-on-Cost % has ranged from 8.41 to 123.62. According to the industry distribution chart, TMBThanachart Bank PCL ranks #7 out of 1255 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is TMBThanachart Bank PCL's 5-Year Yield-on-Cost % too high?
TMBThanachart Bank PCL's current 5-Year Yield-on-Cost % of 65.34 is 62% above median its 10-year median of 40.30. Over the past 10 years, this metric has ranged from a low of 8.41 to a high of 123.62. The Banks industry median 5-Year Yield-on-Cost % is 3.88. TMBThanachart Bank PCL's value of 65.34 is 1584% above this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #7 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TMBThanachart Bank PCL has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #7 out of 1255 companies for 5-Year Yield-on-Cost %. This places TMBThanachart Bank PCL in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. TMBThanachart Bank PCL's value of 65.34 is 1584% above this benchmark. Historically, TMBThanachart Bank PCL's own 5-Year Yield-on-Cost % has ranged from 8.41 to 123.62 over the past decade. While the company's 10-year median is 40.30 vs. the industry median of 3.88, TMBThanachart Bank PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current 5-Year Yield-on-Cost % of 65.34 is 1584% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on TMBThanachart Bank PCL and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current 5-Year Yield-on-Cost % is 65.34, which is 62% above median its own 10-year median of 40.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
Based on GuruFocus' analysis, TMBThanachart Bank PCL (FRA:TMLF) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.06 — trading 41.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 65.34, which is 62% above median its 10-year median of 40.30 and 1584% above the Banks industry median of 3.88. TMBThanachart Bank PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For TMBThanachart Bank PCL (FRA:TMLF), the current 5-Year Yield-on-Cost % is 65.34 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TMBThanachart Bank PCL (FRA:TMLF) Overvalued in 2026?
Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued.
The current stock price of €0.06 is trading 41.3% above its estimated GF Value™ of €0.04.
GuruFocus considers TMBThanachart Bank PCL to be Significantly Overvalued.
Key valuation signals for FRA:TMLF:
5-Year Yield-on-Cost %: 65.34 (62% above median its 10-year median of 40.30)
GF Value™: €0.04 vs. price of €0.06 (41.3% above fair value)
Industry Position: 1584% above the Banks median (#7 of 1255)
No single metric tells the full story. See the FRA:TMLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
52GF Score
Get the complete analysis for FRA:TMLF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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