ING Groep NVINGVF 70 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates INGVF with a GF Score™ of 70/100 and a GF Value™ of $21.92 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, ING Groep NV ranks worse than 81.46% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. ING Groep NV's Free Cash Flow for the
three
months ended in Mar. 2026 was $0 Mil. ING Groep NV's Revenue for the
three
months ended in Mar. 2026 was $6,733 Mil. Therefore, ING Groep NV's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for ING Groep NV's FCF Margin % or its related term are showing as below:
INGVF'
s FCF Margin % Range Over the Past 10 Years
Min: -101.43 Med: -30.49 Max: 565.93
Current: -29.22
During the past 13 years, the highest FCF Margin % of ING Groep NV was 565.93%. The lowest was -101.43%. And the median was -30.49%.
INGVF's FCF Margin % is ranked worse than 81.46% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs INGVF: -29.22
ING Groep NV FCF Margin % Related Terms
ING Groep NV FCF Margin % Historical Data
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The historical data trend for ING Groep NV's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, ING Groep NV's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ING Groep NV FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ING Groep NV's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ING Groep NV's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ING Groep NV (INGVF) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ING Groep NV and its competitors. According to the industry distribution chart, ING Groep NV ranks #1226 out of 1505 companies in the Banks industry, placing it in the top 81.5%.
Is ING Groep NV's FCF Margin % too high?
ING Groep NV's current FCF Margin % is 0.00%. Based on the distribution chart, ING Groep NV ranks #1226 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ING Groep NV has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Groep NV's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, ING Groep NV ranks #1226 out of 1505 companies for FCF Margin %. This places ING Groep NV in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ING Groep NV and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Groep NV's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Groep NV stock overvalued right now?
Based on GuruFocus' analysis, ING Groep NV (INGVF) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.92, compared to a current price of $31.03 — trading 41.6% above its estimated fair value. The current FCF Margin % is 0.00%. ING Groep NV's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ING Groep NV (INGVF), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Groep NV (INGVF) Overvalued in 2026?
Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued.
The current stock price of $31.03 is trading 41.6% above its estimated GF Value™ of $21.92.
GuruFocus considers ING Groep NV to be Significantly Overvalued.
Key valuation signals for INGVF:
FCF Margin %: 0.00%
GF Value™: $21.92 vs. price of $31.03 (41.6% above fair value)
No single metric tells the full story. See the INGVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
70GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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