INGVF (ING Groep NV) Altman Z-Score


INGVF ING Groep NV INGVF
70 GF Score
Price $31.03
GF Value $21.92
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ING Groep NV Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

INGVF
70GF Score
ING Groep NV INGVF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ING Groep NV (INGVF) Overvalued in 2026?

Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued. The current stock price of $31.03 is trading 41.6% above its estimated GF Value™ of $21.92. GuruFocus considers ING Groep NV to be Significantly Overvalued.

Key valuation signals for INGVF:

  • Altman Z-Score:
  • GF Value™: $21.92 vs. price of $31.03 (41.6% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the INGVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Groep NV Business Description

Address Bijlmerdreef 106, Amsterdam, NLD, 1102 CT
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
70GF Score

Get the complete analysis for INGVF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.03
Price
$21.92
GF Value