Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) FCF Margin %: 106.12% (As of Dec. 2025) — 27% Above Median


IST:KLNMA Turkiye Kalkinma Ve Yatirim Bankasi AS IST:KLNMA
44 GF Score
Price ₺9.70
GF Value ₺19.11
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin %?

Turkiye Kalkinma Ve Yatirim Bankasi AS IST:KLNMA -2.12% 44 FCF Margin % is 106.12% as of Dec. 2025, which is 27% above its 10-year median of 83.56. GuruFocus rates IST:KLNMA with a GF Score™ of 44/100 and a GF Value™ of ₺19.11 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,508 Banks companies, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks better than 74.67% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Turkiye Kalkinma Ve Yatirim Bankasi AS's Free Cash Flow for the three months ended in Dec. 2025 was ₺4,517 Mil. Turkiye Kalkinma Ve Yatirim Bankasi AS's Revenue for the three months ended in Dec. 2025 was ₺4,257 Mil. Therefore, Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % for the quarter that ended in Dec. 2025 was 106.12%.

As of today, Turkiye Kalkinma Ve Yatirim Bankasi AS's current FCF Yield % is 7.66%.

The historical rank and industry rank for Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % or its related term are showing as below:

IST:KLNMA' s FCF Margin % Range Over the Past 10 Years
Min: -25.56   Med: 83.56   Max: 369.88
Current: 48.87


During the past 13 years, the highest FCF Margin % of Turkiye Kalkinma Ve Yatirim Bankasi AS was 369.88%. The lowest was -25.56%. And the median was 83.56%.

IST:KLNMA's FCF Margin % is ranked better than
74.67% of 1508 companies
in the Banks industry
Industry Median: 26.5 vs IST:KLNMA: 48.87


Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin % Related Terms


Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin % Historical Data

* Premium members only.

The historical data trend for Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin % Chart

Turkiye Kalkinma Ve Yatirim Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.45 361.48 112.70 54.42 49.34

Turkiye Kalkinma Ve Yatirim Bankasi AS Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 268.15 -117.06 229.71 -58.40 106.12

Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % falls into.


IST:KLNMA
44GF Score
Turkiye Kalkinma Ve Yatirim Bankasi AS IST:KLNMA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Kalkinma Ve Yatirim Bankasi AS FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=7425.55/15049.3
=49.34 %

Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=4517.026/4256.549
=106.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 106.12% mean?
Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) has a FCF Margin % of 106.12% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Kalkinma Ve Yatirim Bankasi AS and its competitors. This is 27% above median its historical median of 83.56. According to the industry distribution chart, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks #382 out of 1508 companies in the Banks industry, placing it in the top 25.3%.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % too high?
Turkiye Kalkinma Ve Yatirim Bankasi AS's current FCF Margin % of 106.12% is 27% above median its 10-year median of 83.56. The Banks industry median FCF Margin % is 26.50. Turkiye Kalkinma Ve Yatirim Bankasi AS's value of 106.12% is 300.5% above this industry median. Based on the distribution chart, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks #382 out of 1508 companies in the Banks industry, which is above the industry midpoint. Overall, Turkiye Kalkinma Ve Yatirim Bankasi AS has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Kalkinma Ve Yatirim Bankasi AS's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks #382 out of 1508 companies for FCF Margin %. This puts Turkiye Kalkinma Ve Yatirim Bankasi AS in the upper half of its industry. The industry median FCF Margin % is 26.50. Turkiye Kalkinma Ve Yatirim Bankasi AS's value of 106.12% is 300.5% above this benchmark. While the company's 10-year median is 83.56 vs. the industry median of 26.50, Turkiye Kalkinma Ve Yatirim Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Kalkinma Ve Yatirim Bankasi AS's current FCF Margin % of 106.12% is 300.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Kalkinma Ve Yatirim Bankasi AS and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Kalkinma Ve Yatirim Bankasi AS's current FCF Margin % is 106.12%, which is 27% above median its own 10-year median of 83.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺19.11, compared to a current price of ₺9.70 — trading 49.2% below its estimated fair value. The current FCF Margin % is 106.12%, which is 27% above median its 10-year median of 83.56 and 300.5% above the Banks industry median of 26.50. Turkiye Kalkinma Ve Yatirim Bankasi AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA), the current FCF Margin % is 106.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Kalkinma Ve Yatirim Bankasi AS stock appears to be undervalued. The current stock price of ₺9.70 is trading 49.2% below its estimated GF Value™ of ₺19.11. GuruFocus considers Turkiye Kalkinma Ve Yatirim Bankasi AS to be Significantly Undervalued.

Key valuation signals for IST:KLNMA:

  • FCF Margin %: 106.12% (27% above median its 10-year median of 83.56)
  • GF Value™: ₺19.11 vs. price of ₺9.70 (49.2% below fair value)
  • GF Score™: 44/100 with 3 warning signs
  • Industry Position: 300.5% above the Banks median (#382 of 1508)

No single metric tells the full story. See the IST:KLNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Kalkinma Ve Yatirim Bankasi AS Business Description

Address Dr. Adnan Buyukdeniz, Cd. No: 10, Inkilap Mahalles, Umraniye, Istanbul, TUR, 34768
Turkiye Kalkinma Ve Yatirim Bankasi AS provides Development and Investment Banking services in Turkey. The group provides Project Funding and Corporate Loans, Investment Banking, Turkiye Development Fund, Sustainable Finance, and Other.
44GF Score

Get the complete analysis for IST:KLNMA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺9.70
Price
₺19.11
GF Value