Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) LT-Debt-to-Total-Asset: 0.69 (As of Dec. 2025)

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IST:KLNMA Turkiye Kalkinma Ve Yatirim Bankasi AS IST:KLNMA
44 GF Score
Price ₺9.30
GF Value ₺19.13
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Turkiye Kalkinma Ve Yatirim Bankasi AS LT-Debt-to-Total-Asset?

Turkiye Kalkinma Ve Yatirim Bankasi AS IST:KLNMA -4.12% 44 LT-Debt-to-Total-Asset is 0.69 as of Dec. 2025. GuruFocus rates IST:KLNMA with a GF Score™ of 44/100 and a GF Value™ of ₺19.13 (Significantly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Turkiye Kalkinma Ve Yatirim Bankasi AS's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.69.

Turkiye Kalkinma Ve Yatirim Bankasi AS's long-term debt to total assets ratio declined from Dec. 2024 (0.69) to Dec. 2025 (0.69). It may suggest that Turkiye Kalkinma Ve Yatirim Bankasi AS is progressively becoming less dependent on debt to grow their business.

Turkiye Kalkinma Ve Yatirim Bankasi AS  (IST:KLNMA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Turkiye Kalkinma Ve Yatirim Bankasi AS LT-Debt-to-Total-Asset Related Terms

Turkiye Kalkinma Ve Yatirim Bankasi AS LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Turkiye Kalkinma Ve Yatirim Bankasi AS's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Kalkinma Ve Yatirim Bankasi AS LT-Debt-to-Total-Asset Chart

Turkiye Kalkinma Ve Yatirim Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.78 0.75 0.69 0.69

Turkiye Kalkinma Ve Yatirim Bankasi AS Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.70 0.69 0.69 0.69
IST:KLNMA
44GF Score
Turkiye Kalkinma Ve Yatirim Bankasi AS IST:KLNMA
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Kalkinma Ve Yatirim Bankasi AS LT-Debt-to-Total-Asset Calculation

Turkiye Kalkinma Ve Yatirim Bankasi AS's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=140039.674/204523.049
=0.68

Turkiye Kalkinma Ve Yatirim Bankasi AS's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=140039.674/204523.049
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.69 mean?
Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) has a LT-Debt-to-Total-Asset of 0.69 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Turkiye Kalkinma Ve Yatirim Bankasi AS and its competitors.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS's LT-Debt-to-Total-Asset too high?
Turkiye Kalkinma Ve Yatirim Bankasi AS's current LT-Debt-to-Total-Asset is 0.69. Overall, Turkiye Kalkinma Ve Yatirim Bankasi AS has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Kalkinma Ve Yatirim Bankasi AS's LT-Debt-to-Total-Asset compare to competitors?
Turkiye Kalkinma Ve Yatirim Bankasi AS's LT-Debt-to-Total-Asset of 0.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Turkiye Kalkinma Ve Yatirim Bankasi AS and its competitors. Turkiye Kalkinma Ve Yatirim Bankasi AS's current LT-Debt-to-Total-Asset is 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺19.13, compared to a current price of ₺9.30 — trading 51.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.69. Turkiye Kalkinma Ve Yatirim Bankasi AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA), the current LT-Debt-to-Total-Asset is 0.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Kalkinma Ve Yatirim Bankasi AS stock appears to be undervalued. The current stock price of ₺9.30 is trading 51.4% below its estimated GF Value™ of ₺19.13. GuruFocus considers Turkiye Kalkinma Ve Yatirim Bankasi AS to be Significantly Undervalued.

Key valuation signals for IST:KLNMA:

  • LT-Debt-to-Total-Asset: 0.69
  • GF Value™: ₺19.13 vs. price of ₺9.30 (51.4% below fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the IST:KLNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Turkiye Kalkinma Ve Yatirim Bankasi AS Business Description

Address Dr. Adnan Buyukdeniz, Cd. No: 10, Inkilap Mahalles, Umraniye, Istanbul, TUR, 34768
Turkiye Kalkinma Ve Yatirim Bankasi AS provides Development and Investment Banking services in Turkey. The group provides Project Funding and Corporate Loans, Investment Banking, Turkiye Development Fund, Sustainable Finance, and Other.
44GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺9.30
Price
₺19.13
GF Value