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IST:KLNMA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.64 Med: 22.05 Max: 45.73
Current: 33.48
During the past 13 years, Turkiye Kalkinma Ve Yatirim Bankasi AS's highest Return-on-Tangible-Equity was 45.73%. The lowest was 9.64%. And the median was 22.05%.
IST:KLNMA's Return-on-Tangible-Equity is ranked better than 97.1% of 1518
companies
in the Banks industry
Industry Median: 11.255
vs IST:KLNMA: 33.48
Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Turkiye Kalkinma Ve Yatirim Bankasi AS Return-on-Tangible-Equity Related Terms
Turkiye Kalkinma Ve Yatirim Bankasi AS Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Kalkinma Ve Yatirim Bankasi AS Return-on-Tangible-Equity Chart
Turkiye Kalkinma Ve Yatirim Bankasi AS Annual Data
Turkiye Kalkinma Ve Yatirim Bankasi AS Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Turkiye Kalkinma Ve Yatirim Bankasi AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Kalkinma Ve Yatirim Bankasi AS Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Kalkinma Ve Yatirim Bankasi AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Turkiye Kalkinma Ve Yatirim Bankasi AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 32.07% mean?
Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) has a Return-on-Tangible-Equity of 32.07% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Turkiye Kalkinma Ve Yatirim Bankasi AS and its competitors. This is 45% above median its historical median of 22.05. Over the past decade, Turkiye Kalkinma Ve Yatirim Bankasi AS's Return-on-Tangible-Equity has ranged from 9.64 to 45.73. According to the industry distribution chart, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks #44 out of 1518 companies in the Banks industry, placing it in the top 2.9%.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS's Return-on-Tangible-Equity too high?
Turkiye Kalkinma Ve Yatirim Bankasi AS's current Return-on-Tangible-Equity of 32.07% is 45% above median its 10-year median of 22.05. Over the past 10 years, this metric has ranged from a low of 9.64 to a high of 45.73. The Banks industry median Return-on-Tangible-Equity is 11.26. Turkiye Kalkinma Ve Yatirim Bankasi AS's value of 32.07% is 184.9% above this industry median. Based on the distribution chart, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks #44 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Kalkinma Ve Yatirim Bankasi AS has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Kalkinma Ve Yatirim Bankasi AS's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Turkiye Kalkinma Ve Yatirim Bankasi AS ranks #44 out of 1518 companies for Return-on-Tangible-Equity. This places Turkiye Kalkinma Ve Yatirim Bankasi AS in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.26. Turkiye Kalkinma Ve Yatirim Bankasi AS's value of 32.07% is 184.9% above this benchmark. Historically, Turkiye Kalkinma Ve Yatirim Bankasi AS's own Return-on-Tangible-Equity has ranged from 9.64 to 45.73 over the past decade. While the company's 10-year median is 22.05 vs. the industry median of 11.26, Turkiye Kalkinma Ve Yatirim Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.26, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Kalkinma Ve Yatirim Bankasi AS's current Return-on-Tangible-Equity of 32.07% is 184.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Turkiye Kalkinma Ve Yatirim Bankasi AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Kalkinma Ve Yatirim Bankasi AS's current Return-on-Tangible-Equity is 32.07%, which is 45% above median its own 10-year median of 22.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺19.22, compared to a current price of ₺9.40 — trading 51.1% below its estimated fair value. The current Return-on-Tangible-Equity is 32.07%, which is 45% above median its 10-year median of 22.05 and 184.9% above the Banks industry median of 11.26. Turkiye Kalkinma Ve Yatirim Bankasi AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA), the current Return-on-Tangible-Equity is 32.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Kalkinma Ve Yatirim Bankasi AS (IST:KLNMA) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Kalkinma Ve Yatirim Bankasi AS stock appears to be undervalued.
The current stock price of ₺9.40 is trading 51.1% below its estimated GF Value™ of ₺19.22.
GuruFocus considers Turkiye Kalkinma Ve Yatirim Bankasi AS to be Significantly Undervalued.
Key valuation signals for IST:KLNMA:
Return-on-Tangible-Equity: 32.07% (45% above median its 10-year median of 22.05)
GF Value™: ₺19.22 vs. price of ₺9.40 (51.1% below fair value)
Industry Position: 184.9% above the Banks median (#44 of 1518)
No single metric tells the full story. See the IST:KLNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Kalkinma Ve Yatirim Bankasi AS Business Description
Turkiye Kalkinma Ve Yatirim Bankasi AS provides Development and Investment Banking services in Turkey. The group provides Project Funding and Corporate Loans, Investment Banking, Turkiye Development Fund, Sustainable Finance, and Other.
44GF Score
Get the complete analysis for IST:KLNMA
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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