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Aktia BankLTS:0QF8 -0.16%52 FCF Margin % is 48.73% as of Jun. 2026, which is 238% above its 10-year median of 14.43. GuruFocus rates LTS:0QF8 with a GF Score™ of 52/100 and a GF Value™ of €9.69 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,499 Banks companies, Aktia Bank ranks worse than 72.38% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Aktia Bank's Free Cash Flow for the
three
months ended in Jun. 2026 was €40.3 Mil. Aktia Bank's Revenue for the
three
months ended in Jun. 2026 was €82.7 Mil. Therefore, Aktia Bank's FCF Margin % for the quarter that ended in Jun. 2026 was 48.73%.
The historical data trend for Aktia Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Aktia Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aktia Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aktia Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Aktia Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aktia Bank (LTS:0QF8) has a FCF Margin % of 48.73% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aktia Bank and its competitors. This is 238% above median its historical median of 14.43. According to the industry distribution chart, Aktia Bank ranks #1085 out of 1499 companies in the Banks industry, placing it in the top 72.4%.
Is Aktia Bank's FCF Margin % too high?
Aktia Bank's current FCF Margin % of 48.73% is 238% above median its 10-year median of 14.43. The Banks industry median FCF Margin % is 27.17. Aktia Bank's value of 48.73% is 79.4% above this industry median. Based on the distribution chart, Aktia Bank ranks #1085 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Aktia Bank has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aktia Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Aktia Bank ranks #1085 out of 1499 companies for FCF Margin %. This places Aktia Bank in the lower half of its industry. The industry median FCF Margin % is 27.17. Aktia Bank's value of 48.73% is 79.4% above this benchmark. While the company's 10-year median is 14.43 vs. the industry median of 27.17, Aktia Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.17, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aktia Bank's current FCF Margin % of 48.73% is 79.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aktia Bank and its competitors. For the Banks industry, the median FCF Margin % is 27.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aktia Bank's current FCF Margin % is 48.73%, which is 238% above median its own 10-year median of 14.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aktia Bank stock overvalued right now?
Based on GuruFocus' analysis, Aktia Bank (LTS:0QF8) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.69, compared to a current price of €12.26 — trading 26.5% above its estimated fair value. The current FCF Margin % is 48.73%, which is 238% above median its 10-year median of 14.43 and 79.4% above the Banks industry median of 27.17. Aktia Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Aktia Bank (LTS:0QF8), the current FCF Margin % is 48.73% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aktia Bank (LTS:0QF8) Overvalued in 2026?
Based on GuruFocus' analysis, Aktia Bank stock appears to be overvalued.
The current stock price of €12.26 is trading 26.5% above its estimated GF Value™ of €9.69.
GuruFocus considers Aktia Bank to be Modestly Overvalued.
Key valuation signals for LTS:0QF8:
FCF Margin %: 48.73% (238% above median its 10-year median of 14.43)
GF Value™: €9.69 vs. price of €12.26 (26.5% above fair value)
Industry Position: 79.4% above the Banks median (#1085 of 1499)
No single metric tells the full story. See the LTS:0QF8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aktia Bank PLC operates in Finland and offers a broad range of financial services, including banking, asset management, and insurance. The vast majority of its customer base lives in the Helsinki metropolitan area, which accounts for most of its loan and deposit activities. It operates through business segments: banking business, which includes individual, corporate, and institutional customers; and asset management, which includes the firm's asset management business and life insurance arm and Group functions. The majority of revenue comes from the banking business segment.
52GF Score
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