Aktia Bank (LTS:0QF8) LT-Debt-to-Total-Asset: 0.36 (As of Mar. 2026)

What is Aktia Bank LT-Debt-to-Total-Asset?

Aktia Bank LTS:0QF8 -0.36% 60 LT-Debt-to-Total-Asset is 0.36 as of Mar. 2026. GuruFocus rates LTS:0QF8 with a GF Score™ of 60/100 and a GF Value™ of €9.44 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Aktia Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.36.

Aktia Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.34) to Mar. 2026 (0.36). It may suggest that Aktia Bank is progressively becoming more dependent on debt to grow their business.

Aktia Bank (LTS:0QF8) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Aktia Bank LT-Debt-to-Total-Asset Related Terms

Aktia Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Aktia Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aktia Bank LT-Debt-to-Total-Asset Chart

Aktia Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.28

0.26

0.31

0.35

0.37

Aktia Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.34	0.34	0.36	0.37	0.36

60GF Score

Aktia Bank PLC LTS:0QF8

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Aktia Bank LT-Debt-to-Total-Asset Calculation

Aktia Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	4482.842	/	11980.185
	=	0.37

Aktia Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	4315.2	/	11958.5
	=	0.36

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.36 mean?

Aktia Bank (LTS:0QF8) has a LT-Debt-to-Total-Asset of 0.36 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Aktia Bank and its competitors.

Is Aktia Bank's LT-Debt-to-Total-Asset too high?

Aktia Bank's current LT-Debt-to-Total-Asset is 0.36. Overall, Aktia Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Aktia Bank's LT-Debt-to-Total-Asset compare to PNC and USB?

Aktia Bank's LT-Debt-to-Total-Asset of 0.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Aktia Bank and its competitors. Aktia Bank's current LT-Debt-to-Total-Asset is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Aktia Bank stock overvalued right now?

Based on GuruFocus' analysis, Aktia Bank (LTS:0QF8) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.44, compared to a current price of €11.12 — trading 17.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.36. Aktia Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Aktia Bank (LTS:0QF8), the current LT-Debt-to-Total-Asset is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aktia Bank (LTS:0QF8) Overvalued in 2026?

Based on GuruFocus' analysis, Aktia Bank stock appears to be overvalued. The current stock price of €11.12 is trading 17.8% above its estimated GF Value™ of €9.44. GuruFocus considers Aktia Bank to be Modestly Overvalued.

Key valuation signals for LTS:0QF8:

LT-Debt-to-Total-Asset: 0.36
GF Value™: €9.44 vs. price of €11.12 (17.8% above fair value)
GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the LTS:0QF8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aktia Bank Business Description

Industry Financial Services Banks

Comparable Companies OHEL:ALBAV OHEL:OMASP OHEL:ALISA SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658

Other Exchanges AKTIA:Finland

Address Arkadiankatu 4-6 A, PO Box 207, Helsinki, FIN, 00101

Website https://www.aktia.com

Aktia Bank PLC operates in Finland and offers a broad range of financial services, including banking, asset management, and insurance. The vast majority of its customer base lives in the Helsinki metropolitan area, which accounts for most of its loan and deposit activities. It operates through business segments: banking business, which includes individual, corporate, and institutional customers; and asset management, which includes the firm's asset management business and life insurance arm and Group functions. The majority of revenue comes from the banking business segment.

60GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.12

Price

€9.44

GF Value

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