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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Multitude AG's Free Cash Flow for the
three
months ended in Jun. 2026 was €-39.0 Mil. Multitude AG's Revenue for the
three
months ended in Jun. 2026 was €61.0 Mil. Therefore, Multitude AG's FCF Margin % for the quarter that ended in Jun. 2026 was -63.93%.
The historical data trend for Multitude AG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Multitude AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Multitude AG FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Multitude AG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Multitude AG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Multitude AG (LTS:0R4W) has a FCF Margin % of -63.93% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Multitude AG and its competitors. According to the industry distribution chart, Multitude AG ranks #367 out of 1496 companies in the Banks industry, placing it in the top 24.5%.
Is Multitude AG's FCF Margin % too high?
Multitude AG's current FCF Margin % is -63.93%. Based on the distribution chart, Multitude AG ranks #367 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Multitude AG has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Multitude AG's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Multitude AG ranks #367 out of 1496 companies for FCF Margin %. This places Multitude AG in the top 25% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.17, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Multitude AG and its competitors. For the Banks industry, the median FCF Margin % is 27.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Multitude AG's current FCF Margin % is -63.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Multitude AG stock overvalued right now?
Based on GuruFocus' analysis, Multitude AG (LTS:0R4W) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.35, compared to a current price of €5.98 — trading 11.8% above its estimated fair value. The current FCF Margin % is -63.93%. Multitude AG's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Multitude AG (LTS:0R4W), the current FCF Margin % is -63.93% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Multitude AG (LTS:0R4W) Overvalued in 2026?
Based on GuruFocus' analysis, Multitude AG stock appears to be overvalued.
The current stock price of €5.98 is trading 11.8% above its estimated GF Value™ of €5.35.
GuruFocus considers Multitude AG to be Modestly Overvalued.
Key valuation signals for LTS:0R4W:
FCF Margin %: -63.93%
GF Value™: €5.35 vs. price of €5.98 (11.8% above fair value)
No single metric tells the full story. See the LTS:0R4W stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
64GF Score
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