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M&ZMAL:MZ 37 FCF Margin % is 4.53% as of Dec. 2025, which is 9% below its 10-year median of 4.99. GuruFocus rates MAL:MZ with a GF Score™ of 37/100 and a GF Value™ of €0.65 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 312 Retail - Defensive companies, M&Z ranks better than 85.26% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. M&Z's Free Cash Flow for the
six
months ended in Dec. 2025 was €0.75 Mil. M&Z's Revenue for the
six
months ended in Dec. 2025 was €16.52 Mil. Therefore, M&Z's FCF Margin % for the quarter that ended in Dec. 2025 was 4.53%.
The historical rank and industry rank for M&Z's FCF Margin % or its related term are showing as below:
MAL:MZ'
s FCF Margin % Range Over the Past 10 Years
Min: -4.79 Med: 4.99 Max: 12.77
Current: 7.43
During the past 5 years, the highest FCF Margin % of M&Z was 12.77%. The lowest was -4.79%. And the median was 4.99%.
MAL:MZ's FCF Margin % is ranked better than 85.26% of 312
companies
in the Retail - Defensive industry
Industry Median: 1.89
vs MAL:MZ: 7.43
M&Z FCF Margin % Related Terms
M&Z FCF Margin % Historical Data
* Premium members only.
The historical data trend for M&Z's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:MZ vs SYY, USFD, PFGC: FCF Margin % Comparison
For the Food Distribution subindustry, M&Z's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M&Z FCF Margin % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, M&Z's FCF Margin % distribution charts can be found below:
* The bar in red indicates where M&Z's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
M&Z (MAL:MZ) has a FCF Margin % of 4.53% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on M&Z and its competitors. This is near median its historical median of 4.99. According to the industry distribution chart, M&Z ranks #46 out of 312 companies in the Retail - Defensive industry, placing it in the top 14.7%.
Is M&Z's FCF Margin % too high?
M&Z's current FCF Margin % of 4.53% is near median its 10-year median of 4.99. The Retail - Defensive industry median FCF Margin % is 1.89. M&Z's value of 4.53% is 139.7% above this industry median. Based on the distribution chart, M&Z ranks #46 out of 312 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, M&Z has a GF Score™ of 37/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does M&Z's FCF Margin % compare to SYY and USFD?
According to the Retail - Defensive industry distribution chart, M&Z ranks #46 out of 312 companies for FCF Margin %. This places M&Z in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 1.89. M&Z's value of 4.53% is 139.7% above this benchmark. While the company's 10-year median is 4.99 vs. the industry median of 1.89, M&Z has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Retail - Defensive company?
The median FCF Margin % among Retail - Defensive companies is 1.89, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&Z's current FCF Margin % of 4.53% is 139.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on M&Z and its competitors. For the Retail - Defensive industry, the median FCF Margin % is 1.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&Z's current FCF Margin % is 4.53%, which is near median its own 10-year median of 4.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&Z stock overvalued right now?
Based on GuruFocus' analysis, M&Z (MAL:MZ) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.65, compared to a current price of €0.57 — trading 13.1% below its estimated fair value. The current FCF Margin % is 4.53%, which is near median its 10-year median of 4.99 and 139.7% above the Retail - Defensive industry median of 1.89. M&Z's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For M&Z (MAL:MZ), the current FCF Margin % is 4.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M&Z (MAL:MZ) Overvalued in 2026?
Based on GuruFocus' analysis, M&Z stock appears to be undervalued.
The current stock price of €0.57 is trading 13.1% below its estimated GF Value™ of €0.65.
GuruFocus considers M&Z to be Modestly Undervalued.
Key valuation signals for MAL:MZ:
FCF Margin %: 4.53% (near median its 10-year median of 4.99)
GF Value™: €0.65 vs. price of €0.57 (13.1% below fair value)
Industry Position: 139.7% above the Retail - Defensive median (#46 of 312)
No single metric tells the full story. See the MAL:MZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M&Z PLC is a company specializing in the sourcing, importation, distribution, and marketing (to the local consumer) of fast-moving consumer goods and pharmaceutical non-medical products for the retail and catering industry. The food brands comprise part of the brand portfolio and can be divided into ambient, chilled, and frozen products. The cleaning products portfolio is divided into home and personal care items. Its brand includes Knorr, Lipton, Pond's, Emborg, asiago food, and others.
37GF Score
Get the complete analysis for MAL:MZ
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