M&Z (MAL:MZ) Loans Receivable: €0.00 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MAL:MZ M&Z PLC MAL:MZ
37 GF Score
Price €0.57
GF Value €0.65
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is M&Z Loans Receivable?

M&Z MAL:MZ 37 Loans Receivable is €0.00 Mil as of Dec. 2025. GuruFocus rates MAL:MZ with a GF Score™ of 37/100 and a GF Value™ of €0.65 (Modestly Undervalued). The stock has 1 warning sign investors should review.

M&Z's Loans Receivable for the quarter that ended in Dec. 2025 was €0.00 Mil.


M&Z Loans Receivable Historical Data

* Premium members only.

The historical data trend for M&Z's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&Z Loans Receivable Chart

M&Z Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Loans Receivable
0.00 0.00 0.00 0.00 0.00

M&Z Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Loans Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
MAL:MZ
37GF Score
M&Z PLC MAL:MZ
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M&Z Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of €0.00 Mil mean?
M&Z (MAL:MZ) has a Loans Receivable of €0.00 Mil as of Dec. 2025. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on M&Z and its competitors.
Is M&Z's Loans Receivable too high?
M&Z's current Loans Receivable is €0.00 Mil. Overall, M&Z has a GF Score™ of 37/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does M&Z's Loans Receivable compare to SYY and USFD?
M&Z's Loans Receivable of €0.00 Mil can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Retail - Defensive company?
A good Loans Receivable depends on the Retail - Defensive industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on M&Z and its competitors. M&Z's current Loans Receivable is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&Z stock overvalued right now?
Based on GuruFocus' analysis, M&Z (MAL:MZ) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.65, compared to a current price of €0.57 — trading 13.1% below its estimated fair value. The current Loans Receivable is €0.00 Mil. M&Z's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For M&Z (MAL:MZ), the current Loans Receivable is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&Z (MAL:MZ) Overvalued in 2026?

Based on GuruFocus' analysis, M&Z stock appears to be undervalued. The current stock price of €0.57 is trading 13.1% below its estimated GF Value™ of €0.65. GuruFocus considers M&Z to be Modestly Undervalued.

Key valuation signals for MAL:MZ:

  • Loans Receivable: €0.00 Mil
  • GF Value™: €0.65 vs. price of €0.57 (13.1% below fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the MAL:MZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&Z Business Description

Address MMGH Complex South Block, PO Box 295, Marsa Industrial Estate, Valletta, Marsa, MLT
M&Z PLC is a company specializing in the sourcing, importation, distribution, and marketing (to the local consumer) of fast-moving consumer goods and pharmaceutical non-medical products for the retail and catering industry. The food brands comprise part of the brand portfolio and can be divided into ambient, chilled, and frozen products. The cleaning products portfolio is divided into home and personal care items. Its brand includes Knorr, Lipton, Pond's, Emborg, asiago food, and others.
37GF Score

Get the complete analysis for MAL:MZ

Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.57
Price
€0.65
GF Value