MetLifeMET -3.90%76 FCF Margin % is 14.43% as of Mar. 2026, which is 27% below its 10-year median of 19.87. GuruFocus rates MET with a GF Score™ of 76/100 and a GF Value™ of $89.60 (Fairly Valued). The stock has 8 warning signs investors should review. Among 502 Insurance companies, MetLife ranks better than 73.9% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. MetLife's Free Cash Flow for the
three
months ended in Mar. 2026 was $2,687 Mil. MetLife's Revenue for the
three
months ended in Mar. 2026 was $18,616 Mil. Therefore, MetLife's FCF Margin % for the quarter that ended in Mar. 2026 was 14.43%.
The historical rank and industry rank for MetLife's FCF Margin % or its related term are showing as below:
MET'
s FCF Margin % Range Over the Past 10 Years
Min: 17.27 Med: 19.87 Max: 24.3
Current: 20.43
During the past 13 years, the highest FCF Margin % of MetLife was 24.30%. The lowest was 17.27%. And the median was 19.87%.
MET's FCF Margin % is ranked better than 73.9% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs MET: 20.43
MetLife FCF Margin % Related Terms
MetLife FCF Margin % Historical Data
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The historical data trend for MetLife's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, MetLife's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MetLife FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, MetLife's FCF Margin % distribution charts can be found below:
* The bar in red indicates where MetLife's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MetLife (MET) has a FCF Margin % of 14.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MetLife and its competitors. This is 27% below median its historical median of 19.87. Over the past decade, MetLife's FCF Margin % has ranged from 17.27 to 24.30. According to the industry distribution chart, MetLife ranks #131 out of 502 companies in the Insurance industry, placing it in the top 26.1%.
Is MetLife's FCF Margin % too high?
MetLife's current FCF Margin % of 14.43% is 27% below median its 10-year median of 19.87. Over the past 10 years, this metric has ranged from a low of 17.27 to a high of 24.30. The Insurance industry median FCF Margin % is 9.63. MetLife's value of 14.43% is 49.8% above this industry median. Based on the distribution chart, MetLife ranks #131 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, MetLife has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetLife's FCF Margin % compare to AFL and PRU?
According to the Insurance industry distribution chart, MetLife ranks #131 out of 502 companies for FCF Margin %. This puts MetLife in the upper half of its industry. The industry median FCF Margin % is 9.63. MetLife's value of 14.43% is 49.8% above this benchmark. Historically, MetLife's own FCF Margin % has ranged from 17.27 to 24.30 over the past decade. While the company's 10-year median is 19.87 vs. the industry median of 9.63, MetLife has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MetLife's current FCF Margin % of 14.43% is 49.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MetLife and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MetLife's current FCF Margin % is 14.43%, which is 27% below median its own 10-year median of 19.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetLife stock overvalued right now?
Based on GuruFocus' analysis, MetLife (MET) is currently considered Fairly Valued. The stock's GF Value™ is $89.60, compared to a current price of $84.60 — trading 5.6% below its estimated fair value. The current FCF Margin % is 14.43%, which is 27% below median its 10-year median of 19.87 and 49.8% above the Insurance industry median of 9.63. MetLife's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MetLife (MET), the current FCF Margin % is 14.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MetLife (MET) Overvalued in 2026?
Based on GuruFocus' analysis, MetLife stock appears to be undervalued.
The current stock price of $84.60 is trading 5.6% below its estimated GF Value™ of $89.60.
GuruFocus considers MetLife to be Fairly Valued.
Key valuation signals for MET:
FCF Margin %: 14.43% (27% below median its 10-year median of 19.87)
GF Value™: $89.60 vs. price of $84.60 (5.6% below fair value)
Industry Position: 49.8% above the Insurance median (#131 of 502)
No single metric tells the full story. See the MET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MetLife is one of the largest life insurers in the US by assets and provides a variety of life insurance and annuity products. It is organized into six segments: Group Benefits, Retirement and Income Solutions, Asia, Latin America, Europe/Middle East/Africa (EMEA), and MetLife Holdings (products in run-off). Group Benefits and RIS are US-based, contributing to around 48% of the firm's 2024 adjusted earnings. The Asia segment contributes around 25% of earnings, mainly tied to Japan. The company also holds leading market positions in Mexico and Chile, with the Latin America segment contributing around 13% of 2024 earnings. The EMEA and MetLife Holdings segments contributed around 4% and 10% of 2024 earnings, respectively.
76GF Score
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