MetLifeMET -3.90%76 OCF Margin % is 14.43% as of Mar. 2026, which is 27% below its 10-year median of 19.87. GuruFocus rates MET with a GF Score™ of 76/100 and a GF Value™ of $89.60 (Fairly Valued). The stock has 8 warning signs investors should review. Among 502 Insurance companies, MetLife ranks better than 71.51% on this metric.
The historical rank and industry rank for MetLife's OCF Margin % or its related term are showing as below:
MET'
s OCF Margin % Range Over the Past 10 Years
Min: 17.27 Med: 19.87 Max: 24.3
Current: 20.43
During the past 13 years, the highest OCF Margin % of MetLife was 24.30%. The lowest was 17.27%. And the median was 19.87%.
MET's OCF Margin % is ranked better than 71.51% of 502
companies
in the Insurance industry
Industry Median: 10.855
vs MET: 20.43
MetLife OCF Margin % Related Terms
MetLife OCF Margin % Historical Data
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The historical data trend for MetLife's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, MetLife's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MetLife OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, MetLife's OCF Margin % distribution charts can be found below:
* The bar in red indicates where MetLife's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MetLife (MET) has a OCF Margin % of 14.43% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MetLife and its competitors. This is 27% below median its historical median of 19.87. Over the past decade, MetLife's OCF Margin % has ranged from 17.27 to 24.30. According to the industry distribution chart, MetLife ranks #143 out of 502 companies in the Insurance industry, placing it in the top 28.5%.
Is MetLife's OCF Margin % too high?
MetLife's current OCF Margin % of 14.43% is 27% below median its 10-year median of 19.87. Over the past 10 years, this metric has ranged from a low of 17.27 to a high of 24.30. The Insurance industry median OCF Margin % is 10.86. MetLife's value of 14.43% is 32.9% above this industry median. Based on the distribution chart, MetLife ranks #143 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, MetLife has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetLife's OCF Margin % compare to AFL and PRU?
According to the Insurance industry distribution chart, MetLife ranks #143 out of 502 companies for OCF Margin %. This puts MetLife in the upper half of its industry. The industry median OCF Margin % is 10.86. MetLife's value of 14.43% is 32.9% above this benchmark. Historically, MetLife's own OCF Margin % has ranged from 17.27 to 24.30 over the past decade. While the company's 10-year median is 19.87 vs. the industry median of 10.86, MetLife has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MetLife's current OCF Margin % of 14.43% is 32.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MetLife and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MetLife's current OCF Margin % is 14.43%, which is 27% below median its own 10-year median of 19.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetLife stock overvalued right now?
Based on GuruFocus' analysis, MetLife (MET) is currently considered Fairly Valued. The stock's GF Value™ is $89.60, compared to a current price of $84.60 — trading 5.6% below its estimated fair value. The current OCF Margin % is 14.43%, which is 27% below median its 10-year median of 19.87 and 32.9% above the Insurance industry median of 10.86. MetLife's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For MetLife (MET), the current OCF Margin % is 14.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MetLife (MET) Overvalued in 2026?
Based on GuruFocus' analysis, MetLife stock appears to be undervalued.
The current stock price of $84.60 is trading 5.6% below its estimated GF Value™ of $89.60.
GuruFocus considers MetLife to be Fairly Valued.
Key valuation signals for MET:
OCF Margin %: 14.43% (27% below median its 10-year median of 19.87)
GF Value™: $89.60 vs. price of $84.60 (5.6% below fair value)
Industry Position: 32.9% above the Insurance median (#143 of 502)
No single metric tells the full story. See the MET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MetLife is one of the largest life insurers in the US by assets and provides a variety of life insurance and annuity products. It is organized into six segments: Group Benefits, Retirement and Income Solutions, Asia, Latin America, Europe/Middle East/Africa (EMEA), and MetLife Holdings (products in run-off). Group Benefits and RIS are US-based, contributing to around 48% of the firm's 2024 adjusted earnings. The Asia segment contributes around 25% of earnings, mainly tied to Japan. The company also holds leading market positions in Mexico and Chile, with the Latin America segment contributing around 13% of 2024 earnings. The EMEA and MetLife Holdings segments contributed around 4% and 10% of 2024 earnings, respectively.
76GF Score
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