Stanbic IBTC HoldingsNSA:STANBIC 76 FCF Margin % is 135.43% as of Mar. 2026, which is 178% above its 10-year median of 48.65. GuruFocus rates NSA:STANBIC with a GF Score™ of 76/100 and a GF Value™ of ₦113.55 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Stanbic IBTC Holdings ranks better than 80.07% on this metric.
The historical rank and industry rank for Stanbic IBTC Holdings's FCF Margin % or its related term are showing as below:
NSA:STANBIC'
s FCF Margin % Range Over the Past 10 Years
Min: -153.27 Med: 48.65 Max: 244.63
Current: 71.52
During the past 13 years, the highest FCF Margin % of Stanbic IBTC Holdings was 244.63%. The lowest was -153.27%. And the median was 48.65%.
NSA:STANBIC's FCF Margin % is ranked better than 80.07% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs NSA:STANBIC: 71.52
Stanbic IBTC Holdings FCF Margin % Related Terms
Stanbic IBTC Holdings FCF Margin % Historical Data
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The historical data trend for Stanbic IBTC Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stanbic IBTC Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic IBTC Holdings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic IBTC Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Stanbic IBTC Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic IBTC Holdings (NSA:STANBIC) has a FCF Margin % of 135.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stanbic IBTC Holdings and its competitors. This is 178% above median its historical median of 48.65. According to the industry distribution chart, Stanbic IBTC Holdings ranks #300 out of 1505 companies in the Banks industry, placing it in the top 19.9%.
Is Stanbic IBTC Holdings' FCF Margin % too high?
Stanbic IBTC Holdings' current FCF Margin % of 135.43% is 178% above median its 10-year median of 48.65. The Banks industry median FCF Margin % is 26.55. Stanbic IBTC Holdings' value of 135.43% is 410.1% above this industry median. Based on the distribution chart, Stanbic IBTC Holdings ranks #300 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Stanbic IBTC Holdings has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic IBTC Holdings' FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Stanbic IBTC Holdings ranks #300 out of 1505 companies for FCF Margin %. This places Stanbic IBTC Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Stanbic IBTC Holdings' value of 135.43% is 410.1% above this benchmark. While the company's 10-year median is 48.65 vs. the industry median of 26.55, Stanbic IBTC Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic IBTC Holdings's current FCF Margin % of 135.43% is 410.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stanbic IBTC Holdings and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic IBTC Holdings's current FCF Margin % is 135.43%, which is 178% above median its own 10-year median of 48.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic IBTC Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic IBTC Holdings (NSA:STANBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦113.55, compared to a current price of ₦163.00 — trading 43.5% above its estimated fair value. The current FCF Margin % is 135.43%, which is 178% above median its 10-year median of 48.65 and 410.1% above the Banks industry median of 26.55. Stanbic IBTC Holdings' overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Stanbic IBTC Holdings (NSA:STANBIC), the current FCF Margin % is 135.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic IBTC Holdings (NSA:STANBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic IBTC Holdings stock appears to be overvalued.
The current stock price of ₦163.00 is trading 43.5% above its estimated GF Value™ of ₦113.55.
GuruFocus considers Stanbic IBTC Holdings to be Significantly Overvalued.
Key valuation signals for NSA:STANBIC:
FCF Margin %: 135.43% (178% above median its 10-year median of 48.65)
GF Value™: ₦113.55 vs. price of ₦163.00 (43.5% above fair value)
Industry Position: 410.1% above the Banks median (#300 of 1505)
No single metric tells the full story. See the NSA:STANBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic IBTC Holdings PLC provides banking services. The company's operating segments include Personal & Private Banking (PPB), Business & Commercial Banking (BCB), Insurance & Asset Management (IAM), and Corporate & Investment Banking (CIB). It generates a majority of its revenue from the Corporate and Investment Banking segment, which serves companies, governments, parastatals, and institutional clients across Africa and internationally.
76GF Score
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