Stanbic IBTC Holdings (NSA:STANBIC) ROE % Adjusted to Book Value: 22.65% (As of Mar. 2026)


NSA:STANBIC Stanbic IBTC Holdings PLC NSA:STANBIC
76 GF Score
Price ₦163.00
GF Value ₦113.41
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Stanbic IBTC Holdings ROE % Adjusted to Book Value?

Stanbic IBTC Holdings NSA:STANBIC 76 ROE % Adjusted to Book Value is 22.65% as of Mar. 2026. GuruFocus rates NSA:STANBIC with a GF Score™ of 76/100 and a GF Value™ of ₦113.41 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Stanbic IBTC Holdings's ROE % for the quarter that ended in Mar. 2026 was 38.51%. Stanbic IBTC Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 1.70. Stanbic IBTC Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 22.65%.


Stanbic IBTC Holdings ROE % Adjusted to Book Value Related Terms


Stanbic IBTC Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for Stanbic IBTC Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stanbic IBTC Holdings ROE % Adjusted to Book Value Chart

Stanbic IBTC Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.59 18.83 16.91 32.90 29.66

Stanbic IBTC Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.49 29.74 25.38 26.10 22.65

Stanbic IBTC Holdings ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Stanbic IBTC Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stanbic IBTC Holdings ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Stanbic IBTC Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Stanbic IBTC Holdings's ROE % Adjusted to Book Value falls into.


NSA:STANBIC
76GF Score
Stanbic IBTC Holdings PLC NSA:STANBIC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Stanbic IBTC Holdings ROE % Adjusted to Book Value Calculation

Stanbic IBTC Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=42.42% / 1.43
=29.66%

Stanbic IBTC Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=38.51% / 1.70
=22.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 22.65% mean?
Stanbic IBTC Holdings (NSA:STANBIC) has a ROE % Adjusted to Book Value of 22.65% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Stanbic IBTC Holdings and its competitors.
Is Stanbic IBTC Holdings' ROE % Adjusted to Book Value too high?
Stanbic IBTC Holdings' current ROE % Adjusted to Book Value is 22.65%. Overall, Stanbic IBTC Holdings has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic IBTC Holdings' ROE % Adjusted to Book Value compare to competitors?
Stanbic IBTC Holdings' ROE % Adjusted to Book Value of 22.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Stanbic IBTC Holdings and its competitors. Stanbic IBTC Holdings's current ROE % Adjusted to Book Value is 22.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic IBTC Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic IBTC Holdings (NSA:STANBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦113.41, compared to a current price of ₦163.00 — trading 43.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 22.65%. Stanbic IBTC Holdings' overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Stanbic IBTC Holdings (NSA:STANBIC), the current ROE % Adjusted to Book Value is 22.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stanbic IBTC Holdings (NSA:STANBIC) Overvalued in 2026?

Based on GuruFocus' analysis, Stanbic IBTC Holdings stock appears to be overvalued. The current stock price of ₦163.00 is trading 43.7% above its estimated GF Value™ of ₦113.41. GuruFocus considers Stanbic IBTC Holdings to be Significantly Overvalued.

Key valuation signals for NSA:STANBIC:

  • ROE % Adjusted to Book Value: 22.65%
  • GF Value™: ₦113.41 vs. price of ₦163.00 (43.7% above fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the NSA:STANBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stanbic IBTC Holdings Business Description

Address Walter Carrington Crescent, IBTC Place, Victoria Island, Lagos, NGA
Stanbic IBTC Holdings PLC provides banking services. The company's operating segments include Personal & Private Banking (PPB), Business & Commercial Banking (BCB), Insurance & Asset Management (IAM), and Corporate & Investment Banking (CIB). It generates a majority of its revenue from the Corporate and Investment Banking segment, which serves companies, governments, parastatals, and institutional clients across Africa and internationally.
76GF Score

Get the complete analysis for NSA:STANBIC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦163.00
Price
₦113.41
GF Value