Stanbic IBTC HoldingsNSA:STANBIC 76 OCF Margin % is 138.22% as of Mar. 2026, which is 148% above its 10-year median of 55.68. GuruFocus rates NSA:STANBIC with a GF Score™ of 76/100 and a GF Value™ of ₦113.55 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Stanbic IBTC Holdings ranks better than 80.53% on this metric.
The historical rank and industry rank for Stanbic IBTC Holdings's OCF Margin % or its related term are showing as below:
NSA:STANBIC'
s OCF Margin % Range Over the Past 10 Years
Min: -143.21 Med: 55.68 Max: 249.87
Current: 77.24
During the past 13 years, the highest OCF Margin % of Stanbic IBTC Holdings was 249.87%. The lowest was -143.21%. And the median was 55.68%.
NSA:STANBIC's OCF Margin % is ranked better than 80.53% of 1505
companies
in the Banks industry
Industry Median: 29.44
vs NSA:STANBIC: 77.24
Stanbic IBTC Holdings OCF Margin % Related Terms
Stanbic IBTC Holdings OCF Margin % Historical Data
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The historical data trend for Stanbic IBTC Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stanbic IBTC Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic IBTC Holdings OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic IBTC Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Stanbic IBTC Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic IBTC Holdings (NSA:STANBIC) has a OCF Margin % of 138.22% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Stanbic IBTC Holdings and its competitors. This is 148% above median its historical median of 55.68. According to the industry distribution chart, Stanbic IBTC Holdings ranks #293 out of 1505 companies in the Banks industry, placing it in the top 19.5%.
Is Stanbic IBTC Holdings' OCF Margin % too high?
Stanbic IBTC Holdings' current OCF Margin % of 138.22% is 148% above median its 10-year median of 55.68. The Banks industry median OCF Margin % is 29.44. Stanbic IBTC Holdings' value of 138.22% is 369.5% above this industry median. Based on the distribution chart, Stanbic IBTC Holdings ranks #293 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Stanbic IBTC Holdings has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic IBTC Holdings' OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Stanbic IBTC Holdings ranks #293 out of 1505 companies for OCF Margin %. This places Stanbic IBTC Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Stanbic IBTC Holdings' value of 138.22% is 369.5% above this benchmark. While the company's 10-year median is 55.68 vs. the industry median of 29.44, Stanbic IBTC Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic IBTC Holdings's current OCF Margin % of 138.22% is 369.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Stanbic IBTC Holdings and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic IBTC Holdings's current OCF Margin % is 138.22%, which is 148% above median its own 10-year median of 55.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic IBTC Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic IBTC Holdings (NSA:STANBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦113.55, compared to a current price of ₦163.00 — trading 43.5% above its estimated fair value. The current OCF Margin % is 138.22%, which is 148% above median its 10-year median of 55.68 and 369.5% above the Banks industry median of 29.44. Stanbic IBTC Holdings' overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Stanbic IBTC Holdings (NSA:STANBIC), the current OCF Margin % is 138.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic IBTC Holdings (NSA:STANBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic IBTC Holdings stock appears to be overvalued.
The current stock price of ₦163.00 is trading 43.5% above its estimated GF Value™ of ₦113.55.
GuruFocus considers Stanbic IBTC Holdings to be Significantly Overvalued.
Key valuation signals for NSA:STANBIC:
OCF Margin %: 138.22% (148% above median its 10-year median of 55.68)
GF Value™: ₦113.55 vs. price of ₦163.00 (43.5% above fair value)
Industry Position: 369.5% above the Banks median (#293 of 1505)
No single metric tells the full story. See the NSA:STANBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic IBTC Holdings PLC provides banking services. The company's operating segments include Personal & Private Banking (PPB), Business & Commercial Banking (BCB), Insurance & Asset Management (IAM), and Corporate & Investment Banking (CIB). It generates a majority of its revenue from the Corporate and Investment Banking segment, which serves companies, governments, parastatals, and institutional clients across Africa and internationally.
76GF Score
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