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AL Sydbank ASOCSE:ALSYDB +0.73%66 FCF Margin % is 42.02% as of Mar. 2026, which is 67% above its 10-year median of 25.23. GuruFocus rates OCSE:ALSYDB with a GF Score™ of 66/100 and a GF Value™ of kr413.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, AL Sydbank AS ranks better than 77.1% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AL Sydbank AS's Free Cash Flow for the
three
months ended in Mar. 2026 was kr1,226 Mil. AL Sydbank AS's Revenue for the
three
months ended in Mar. 2026 was kr2,918 Mil. Therefore, AL Sydbank AS's FCF Margin % for the quarter that ended in Mar. 2026 was 42.02%.
The historical data trend for AL Sydbank AS's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AL Sydbank AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AL Sydbank AS FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AL Sydbank AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AL Sydbank AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AL Sydbank AS (OCSE:ALSYDB) has a FCF Margin % of 42.02% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AL Sydbank AS and its competitors. This is 67% above median its historical median of 25.23. According to the industry distribution chart, AL Sydbank AS ranks #344 out of 1502 companies in the Banks industry, placing it in the top 22.9%.
Is AL Sydbank AS's FCF Margin % too high?
AL Sydbank AS's current FCF Margin % of 42.02% is 67% above median its 10-year median of 25.23. The Banks industry median FCF Margin % is 26.12. AL Sydbank AS's value of 42.02% is 60.9% above this industry median. Based on the distribution chart, AL Sydbank AS ranks #344 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AL Sydbank AS has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank AS's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, AL Sydbank AS ranks #344 out of 1502 companies for FCF Margin %. This places AL Sydbank AS in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.12. AL Sydbank AS's value of 42.02% is 60.9% above this benchmark. While the company's 10-year median is 25.23 vs. the industry median of 26.12, AL Sydbank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.12, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank AS's current FCF Margin % of 42.02% is 60.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AL Sydbank AS and its competitors. For the Banks industry, the median FCF Margin % is 26.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank AS's current FCF Margin % is 42.02%, which is 67% above median its own 10-year median of 25.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank AS stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank AS (OCSE:ALSYDB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr413.15, compared to a current price of kr624.00 — trading 51% above its estimated fair value. The current FCF Margin % is 42.02%, which is 67% above median its 10-year median of 25.23 and 60.9% above the Banks industry median of 26.12. AL Sydbank AS's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AL Sydbank AS (OCSE:ALSYDB), the current FCF Margin % is 42.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AL Sydbank AS (OCSE:ALSYDB) Overvalued in 2026?
Based on GuruFocus' analysis, AL Sydbank AS stock appears to be overvalued.
The current stock price of kr624.00 is trading 51% above its estimated GF Value™ of kr413.15.
GuruFocus considers AL Sydbank AS to be Significantly Overvalued.
Key valuation signals for OCSE:ALSYDB:
FCF Margin %: 42.02% (67% above median its 10-year median of 25.23)
GF Value™: kr413.15 vs. price of kr624.00 (51% above fair value)
Industry Position: 60.9% above the Banks median (#344 of 1502)
No single metric tells the full story. See the OCSE:ALSYDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
66GF Score
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