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AL Sydbank ASOCSE:ALSYDB +0.73%66 Pretax Margin % is 35.74% as of Mar. 2026, which is 8% below its 10-year median of 38.95. GuruFocus rates OCSE:ALSYDB with a GF Score™ of 66/100 and a GF Value™ of kr413.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,526 Banks companies, AL Sydbank AS ranks worse than 61.53% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. AL Sydbank AS's Pre-Tax Income for the
three
months ended in Mar. 2026 was kr1,043 Mil. AL Sydbank AS's Revenue for the
three
months ended in Mar. 2026 was kr2,918 Mil. Therefore, AL Sydbank AS's pretax margin for the quarter that ended in Mar. 2026 was 35.74%.
The historical rank and industry rank for AL Sydbank AS's Pretax Margin % or its related term are showing as below:
OCSE:ALSYDB'
s Pretax Margin % Range Over the Past 10 Years
Min: 26.07 Med: 38.95 Max: 57.59
Current: 30.72
OCSE:ALSYDB's Pretax Margin % is ranked worse than 61.53% of 1526
companies
in the Banks industry
Industry Median: 35.365
vs OCSE:ALSYDB: 30.72
AL Sydbank AS (OCSE:ALSYDB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
AL Sydbank AS Pretax Margin % Related Terms
AL Sydbank AS Pretax Margin % Historical Data
* Premium members only.
The historical data trend for AL Sydbank AS's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AL Sydbank AS Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, AL Sydbank AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AL Sydbank AS Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AL Sydbank AS's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where AL Sydbank AS's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AL Sydbank AS (OCSE:ALSYDB) has a Pretax Margin % of 35.74% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AL Sydbank AS and its competitors. This is near median its historical median of 38.95. Over the past decade, AL Sydbank AS's Pretax Margin % has ranged from 26.07 to 57.59. According to the industry distribution chart, AL Sydbank AS ranks #939 out of 1526 companies in the Banks industry, placing it in the top 61.5%.
Is AL Sydbank AS's Pretax Margin % too high?
AL Sydbank AS's current Pretax Margin % of 35.74% is near median its 10-year median of 38.95. Over the past 10 years, this metric has ranged from a low of 26.07 to a high of 57.59. The Banks industry median Pretax Margin % is 35.37. AL Sydbank AS's value of 35.74% is 1.1% above this industry median. Based on the distribution chart, AL Sydbank AS ranks #939 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, AL Sydbank AS has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank AS's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, AL Sydbank AS ranks #939 out of 1526 companies for Pretax Margin %. This places AL Sydbank AS in the lower half of its industry. The industry median Pretax Margin % is 35.37. AL Sydbank AS's value of 35.74% is 1.1% above this benchmark. Historically, AL Sydbank AS's own Pretax Margin % has ranged from 26.07 to 57.59 over the past decade. While the company's 10-year median is 38.95 vs. the industry median of 35.37, AL Sydbank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.37, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank AS's current Pretax Margin % of 35.74% is 1.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AL Sydbank AS and its competitors. For the Banks industry, the median Pretax Margin % is 35.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank AS's current Pretax Margin % is 35.74%, which is near median its own 10-year median of 38.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank AS stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank AS (OCSE:ALSYDB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr413.15, compared to a current price of kr624.00 — trading 51% above its estimated fair value. The current Pretax Margin % is 35.74%, which is near median its 10-year median of 38.95 and 1.1% above the Banks industry median of 35.37. AL Sydbank AS's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AL Sydbank AS (OCSE:ALSYDB), the current Pretax Margin % is 35.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AL Sydbank AS (OCSE:ALSYDB) Overvalued in 2026?
Based on GuruFocus' analysis, AL Sydbank AS stock appears to be overvalued.
The current stock price of kr624.00 is trading 51% above its estimated GF Value™ of kr413.15.
GuruFocus considers AL Sydbank AS to be Significantly Overvalued.
Key valuation signals for OCSE:ALSYDB:
Pretax Margin %: 35.74% (near median its 10-year median of 38.95)
GF Value™: kr413.15 vs. price of kr624.00 (51% above fair value)
Industry Position: 1.1% above the Banks median (#939 of 1526)
No single metric tells the full story. See the OCSE:ALSYDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
66GF Score
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