* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:1182 vs RKT, FNMA, PFSI: FCF Margin % Comparison
For the Mortgage Finance subindustry, Amlak International Finance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amlak International Finance Co FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Amlak International Finance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Amlak International Finance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amlak International Finance Co (SAU:1182) has a FCF Margin % of -142.78% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Amlak International Finance Co and its competitors. According to the industry distribution chart, Amlak International Finance Co ranks #1122 out of 1504 companies in the Banks industry, placing it in the top 74.6%.
Is Amlak International Finance Co's FCF Margin % too high?
Amlak International Finance Co's current FCF Margin % is -142.78%. Based on the distribution chart, Amlak International Finance Co ranks #1122 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Amlak International Finance Co has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amlak International Finance Co's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Amlak International Finance Co ranks #1122 out of 1504 companies for FCF Margin %. This places Amlak International Finance Co in the lower half of its industry. The industry median FCF Margin % is 26.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.44, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Amlak International Finance Co and its competitors. For the Banks industry, the median FCF Margin % is 26.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amlak International Finance Co's current FCF Margin % is -142.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak International Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Amlak International Finance Co (SAU:1182) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼20.09, compared to a current price of ﷼8.68 — trading 56.8% below its estimated fair value. The current FCF Margin % is -142.78%. Amlak International Finance Co's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Amlak International Finance Co (SAU:1182), the current FCF Margin % is -142.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amlak International Finance Co (SAU:1182) Overvalued in 2026?
Based on GuruFocus' analysis, Amlak International Finance Co stock appears to be undervalued.
The current stock price of ﷼8.68 is trading 56.8% below its estimated GF Value™ of ﷼20.09.
GuruFocus considers Amlak International Finance Co to be Significantly Undervalued.
Key valuation signals for SAU:1182:
FCF Margin %: -142.78%
GF Value™: ﷼20.09 vs. price of ﷼8.68 (56.8% below fair value)
No single metric tells the full story. See the SAU:1182 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amlak International Finance Co Business Description
Amlak International Finance Co provide real estate financing, SMEs financing and personal financing in the Kingdom of Saudi Arabia. Its segments include Retail represent finance products granted to small and medium sized businesses under self-employed category and individuals; Corporate represents financing products granted to corporate, SMEs, high net worth individuals and institutional customers; and Head office. The majority of the revenue is derived from Retail segment.
50GF Score
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