Amlak International Finance Co (SAU:1182) ROE % Adjusted to Book Value: 6.28% (As of Mar. 2026)


SAU:1182 Amlak International Finance Co SAU:1182
50 GF Score
Price ﷼8.48
GF Value ﷼20.13
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Amlak International Finance Co ROE % Adjusted to Book Value?

Amlak International Finance Co SAU:1182 -0.70% 50 ROE % Adjusted to Book Value is 6.28% as of Mar. 2026. GuruFocus rates SAU:1182 with a GF Score™ of 50/100 and a GF Value™ of ﷼20.13 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Amlak International Finance Co's ROE % for the quarter that ended in Mar. 2026 was 4.90%. Amlak International Finance Co's PB Ratio for the quarter that ended in Mar. 2026 was 0.78. Amlak International Finance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.28%.


Amlak International Finance Co ROE % Adjusted to Book Value Related Terms


Amlak International Finance Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Amlak International Finance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak International Finance Co ROE % Adjusted to Book Value Chart

Amlak International Finance Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 5.72 7.25 2.50 3.59 6.20

Amlak International Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.77 7.06 5.37 5.85 6.28

SAU:1182 vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, Amlak International Finance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amlak International Finance Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Amlak International Finance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Amlak International Finance Co's ROE % Adjusted to Book Value falls into.


SAU:1182
50GF Score
Amlak International Finance Co SAU:1182
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Amlak International Finance Co ROE % Adjusted to Book Value Calculation

Amlak International Finance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.21% / 0.84
=6.20%

Amlak International Finance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.90% / 0.78
=6.28%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.28% mean?
Amlak International Finance Co (SAU:1182) has a ROE % Adjusted to Book Value of 6.28% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Amlak International Finance Co and its competitors.
Is Amlak International Finance Co's ROE % Adjusted to Book Value too high?
Amlak International Finance Co's current ROE % Adjusted to Book Value is 6.28%. Overall, Amlak International Finance Co has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amlak International Finance Co's ROE % Adjusted to Book Value compare to RKT and FNMA?
Amlak International Finance Co's ROE % Adjusted to Book Value of 6.28% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Amlak International Finance Co and its competitors. Amlak International Finance Co's current ROE % Adjusted to Book Value is 6.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak International Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Amlak International Finance Co (SAU:1182) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼20.13, compared to a current price of ﷼8.48 — trading 57.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.28%. Amlak International Finance Co's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Amlak International Finance Co (SAU:1182), the current ROE % Adjusted to Book Value is 6.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amlak International Finance Co (SAU:1182) Overvalued in 2026?

Based on GuruFocus' analysis, Amlak International Finance Co stock appears to be undervalued. The current stock price of ﷼8.48 is trading 57.9% below its estimated GF Value™ of ﷼20.13. GuruFocus considers Amlak International Finance Co to be Significantly Undervalued.

Key valuation signals for SAU:1182:

  • ROE % Adjusted to Book Value: 6.28%
  • GF Value™: ﷼20.13 vs. price of ﷼8.48 (57.9% below fair value)
  • GF Score™: 50/100 with 1 warning sign

No single metric tells the full story. See the SAU:1182 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amlak International Finance Co Business Description

Address Al Rabiea- Thumama Road, Riyadh, SAU, 12150
Amlak International Finance Co provide real estate financing, SMEs financing and personal financing in the Kingdom of Saudi Arabia. Its segments include Retail represent finance products granted to small and medium sized businesses under self-employed category and individuals; Corporate represents financing products granted to corporate, SMEs, high net worth individuals and institutional customers; and Head office. The majority of the revenue is derived from Retail segment.
50GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.48
Price
﷼20.13
GF Value