Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Amlak International Finance Co's share price is ﷼8.42.
Amlak International Finance Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼3.50. Hence, Amlak International Finance Co's PS Ratio for today is 2.41.
Good Sign:
Amlak International Finance Co stock PS Ratio (=2.45) is close to 10-year low of 2.44.
The historical rank and industry rank for Amlak International Finance Co's PS Ratio or its related term are showing as below:
SAU:1182'
s PS Ratio Range Over the Past 10 Years
Min: 2.41 Med: 6.62 Max: 10.44
Current: 2.41
During the past 7 years, Amlak International Finance Co's highest PS Ratio was 10.44. The lowest was 2.41. And the median was 6.62.
SAU:1182's PS Ratio is ranked better than 66.75% of 1516
companies
in the Banks industry
Industry Median: 3.085
vs SAU:1182: 2.41
During the past 7 years, Amlak International Finance Co's highest 3-Year average Revenue per Share Growth Rate was 15.30% per year. The lowest was -5.00% per year. And the median was 2.80% per year.
Back to Basics: PS Ratio
Amlak International Finance Co (SAU:1182) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Amlak International Finance Co PS Ratio Related Terms
Amlak International Finance Co PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Amlak International Finance Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amlak International Finance Co PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Amlak International Finance Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Amlak International Finance Co's PS Ratio falls into.
Amlak International Finance Co PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Amlak International Finance Co's Share Price of today is ﷼8.42. Amlak International Finance Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼3.50.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Amlak International Finance Co (SAU:1182) has a PS Ratio of 2.41 as of Jul. 29, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Amlak International Finance Co and its competitors. This is 64% below median its historical median of 6.62. Over the past decade, Amlak International Finance Co's PS Ratio has ranged from 2.41 to 10.44. According to the industry distribution chart, Amlak International Finance Co ranks #504 out of 1516 companies in the Banks industry, placing it in the top 33.2%.
Is Amlak International Finance Co's PS Ratio too high?
Amlak International Finance Co's current PS Ratio of 2.41 is 64% below median its 10-year median of 6.62. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 10.44. The Banks industry median PS Ratio is 3.09. Amlak International Finance Co's value of 2.41 is 21.9% below this industry median. Based on the distribution chart, Amlak International Finance Co ranks #504 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Amlak International Finance Co has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amlak International Finance Co's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Amlak International Finance Co ranks #504 out of 1516 companies for PS Ratio. This puts Amlak International Finance Co in the upper half of its industry. The industry median PS Ratio is 3.09. Amlak International Finance Co's value of 2.41 is 21.9% below this benchmark. Historically, Amlak International Finance Co's own PS Ratio has ranged from 2.41 to 10.44 over the past decade. While the company's 10-year median is 6.62 vs. the industry median of 3.09, Amlak International Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amlak International Finance Co's current PS Ratio of 2.41 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Amlak International Finance Co and its competitors. For the Banks industry, the median PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amlak International Finance Co's current PS Ratio is 2.41, which is 64% below median its own 10-year median of 6.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak International Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Amlak International Finance Co (SAU:1182) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼20.25, compared to a current price of ﷼8.42 — trading 58.4% below its estimated fair value. The current PS Ratio is 2.41, which is 64% below median its 10-year median of 6.62 and 21.9% below the Banks industry median of 3.09. Amlak International Finance Co's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Amlak International Finance Co (SAU:1182), the current PS Ratio is 2.41 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amlak International Finance Co (SAU:1182) Overvalued in 2026?
Based on GuruFocus' analysis, Amlak International Finance Co stock appears to be undervalued.
The current stock price of ﷼8.42 is trading 58.4% below its estimated GF Value™ of ﷼20.25.
GuruFocus considers Amlak International Finance Co to be Significantly Undervalued.
Key valuation signals for SAU:1182:
PS Ratio: 2.41 (64% below median its 10-year median of 6.62)
GF Value™: ﷼20.25 vs. price of ﷼8.42 (58.4% below fair value)
Industry Position: 21.9% below the Banks median (#504 of 1516)
No single metric tells the full story. See the SAU:1182 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amlak International Finance Co Business Description
Amlak International Finance Co provide real estate financing, SMEs financing and personal financing in the Kingdom of Saudi Arabia. Its segments include Retail represent finance products granted to small and medium sized businesses under self-employed category and individuals; Corporate represents financing products granted to corporate, SMEs, high net worth individuals and institutional customers; and Head office. The majority of the revenue is derived from Retail segment.
49GF Score
Get the complete analysis for SAU:1182
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:1182 has been successfully added to your 
