Nam A Commercial Joint Stock Bank (STC:NAB) FCF Margin %: 582.94% (As of Jun. 2026) — 326% Above Median

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STC:NAB Nam A Commercial Joint Stock Bank STC:NAB
55 GF Score
Price ₫11,650.00
! 2 Warning Signs
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What is Nam A Commercial Joint Stock Bank FCF Margin %?

Nam A Commercial Joint Stock Bank STC:NAB -0.43% 55 FCF Margin % is 582.94% as of Jun. 2026, which is 326% above its 10-year median of 136.93. GuruFocus rates STC:NAB with a GF Score™ of 55/100. The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Nam A Commercial Joint Stock Bank ranks better than 99.07% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Nam A Commercial Joint Stock Bank's Free Cash Flow for the three months ended in Jun. 2026 was ₫16,572,977 Mil. Nam A Commercial Joint Stock Bank's Revenue for the three months ended in Jun. 2026 was ₫2,843,023 Mil. Therefore, Nam A Commercial Joint Stock Bank's FCF Margin % for the quarter that ended in Jun. 2026 was 582.94%.

As of today, Nam A Commercial Joint Stock Bank's current FCF Yield % is 268.35%.

The historical rank and industry rank for Nam A Commercial Joint Stock Bank's FCF Margin % or its related term are showing as below:

STC:NAB' s FCF Margin % Range Over the Past 10 Years
Min: -7.3   Med: 136.93   Max: 1245
Current: 550.59


During the past 9 years, the highest FCF Margin % of Nam A Commercial Joint Stock Bank was 1245.00%. The lowest was -7.30%. And the median was 136.93%.

STC:NAB's FCF Margin % is ranked better than
99.07% of 1502 companies
in the Banks industry
Industry Median: 27.115 vs STC:NAB: 550.59


Nam A Commercial Joint Stock Bank FCF Margin % Related Terms


Nam A Commercial Joint Stock Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Nam A Commercial Joint Stock Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nam A Commercial Joint Stock Bank FCF Margin % Chart

Nam A Commercial Joint Stock Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only 136.93 -7.30 153.34 147.55 1,245.00

Nam A Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,270.90 1,703.87 926.72 -1,431.53 582.94

Nam A Commercial Joint Stock Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Nam A Commercial Joint Stock Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nam A Commercial Joint Stock Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nam A Commercial Joint Stock Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Nam A Commercial Joint Stock Bank's FCF Margin % falls into.


STC:NAB
55GF Score
Nam A Commercial Joint Stock Bank STC:NAB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nam A Commercial Joint Stock Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Nam A Commercial Joint Stock Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=117764111/9458959
=1,245.00 %

Nam A Commercial Joint Stock Bank's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=16572977/2843023
=582.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 582.94% mean?
Nam A Commercial Joint Stock Bank (STC:NAB) has a FCF Margin % of 582.94% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nam A Commercial Joint Stock Bank and its competitors. This is 326% above median its historical median of 136.93. According to the industry distribution chart, Nam A Commercial Joint Stock Bank ranks #14 out of 1502 companies in the Banks industry, placing it in the top 0.90000000000001%.
Is Nam A Commercial Joint Stock Bank's FCF Margin % too high?
Nam A Commercial Joint Stock Bank's current FCF Margin % of 582.94% is 326% above median its 10-year median of 136.93. The Banks industry median FCF Margin % is 27.12. Nam A Commercial Joint Stock Bank's value of 582.94% is 2049.9% above this industry median. Based on the distribution chart, Nam A Commercial Joint Stock Bank ranks #14 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nam A Commercial Joint Stock Bank has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Nam A Commercial Joint Stock Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Nam A Commercial Joint Stock Bank ranks #14 out of 1502 companies for FCF Margin %. This places Nam A Commercial Joint Stock Bank in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.12. Nam A Commercial Joint Stock Bank's value of 582.94% is 2049.9% above this benchmark. While the company's 10-year median is 136.93 vs. the industry median of 27.12, Nam A Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.12, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nam A Commercial Joint Stock Bank's current FCF Margin % of 582.94% is 2049.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nam A Commercial Joint Stock Bank and its competitors. For the Banks industry, the median FCF Margin % is 27.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nam A Commercial Joint Stock Bank's current FCF Margin % is 582.94%, which is 326% above median its own 10-year median of 136.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam A Commercial Joint Stock Bank stock overvalued right now?
Nam A Commercial Joint Stock Bank (STC:NAB) has a current FCF Margin % of 582.94%. The current FCF Margin % is 582.94%, which is 326% above median its 10-year median of 136.93 and 2049.9% above the Banks industry median of 27.12. Nam A Commercial Joint Stock Bank's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Nam A Commercial Joint Stock Bank (STC:NAB), the current FCF Margin % is 582.94% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nam A Commercial Joint Stock Bank Business Description

Address 201-203 Cach Mang Thang Tam, Ward 4, District 3, Ho Chi Minh, VNM
Nam A Commercial Joint Stock Bank is engaged in providing banking services such as mobilizing short, medium and long-term funds in the form of term deposits, demand deposits, cod; receiving entrusted investment and development funds, borrowings from other financial institutions; granting short, medium and long-term loans; discounting of commercial notes, bonds and valuable papers; contributing capital and investing in joint-ventures, settlement services to customers, trading foreign currencies, gold, international payment, mobilizing overseas funds and other banking services to overseas counterparties; preserving assets, leasing cabinets and safes; insurance agency; credit granting; debt purchasing; trading and providing forex services on domestic and international market and others.
55GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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