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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Nam A Commercial Joint Stock Bank's selling, general, & admin. expense for the
three
months ended in Mar. 2026 was ₫225,051 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₫846,587 Mil.
Nam A Commercial Joint Stock Bank (STC:NAB) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Nam A Commercial Joint Stock Bank Selling, General, & Admin. Expense Related Terms
Nam A Commercial Joint Stock Bank Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nam A Commercial Joint Stock Bank Selling, General, & Admin. Expense Chart
Nam A Commercial Joint Stock Bank Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, Nam A Commercial Joint Stock Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nam A Commercial Joint Stock Bank Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Nam A Commercial Joint Stock Bank's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Nam A Commercial Joint Stock Bank's Selling, General, & Admin. Expense falls into.
Nam A Commercial Joint Stock Bank Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫846,587 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of ₫846,587 Mil mean?
Nam A Commercial Joint Stock Bank (STC:NAB) has a Selling, General, & Admin. Expense of ₫846,587 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Nam A Commercial Joint Stock Bank and its competitors.
Is Nam A Commercial Joint Stock Bank's Selling, General, & Admin. Expense too high?
Nam A Commercial Joint Stock Bank's current Selling, General, & Admin. Expense is ₫846,587 Mil. Overall, Nam A Commercial Joint Stock Bank has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Nam A Commercial Joint Stock Bank's Selling, General, & Admin. Expense compare to competitors?
Nam A Commercial Joint Stock Bank's Selling, General, & Admin. Expense of ₫846,587 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Nam A Commercial Joint Stock Bank and its competitors. Nam A Commercial Joint Stock Bank's current Selling, General, & Admin. Expense is ₫846,587 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam A Commercial Joint Stock Bank stock overvalued right now?
Nam A Commercial Joint Stock Bank (STC:NAB) has a current Selling, General, & Admin. Expense of ₫846,587 Mil. The current Selling, General, & Admin. Expense is ₫846,587 Mil. Nam A Commercial Joint Stock Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Nam A Commercial Joint Stock Bank (STC:NAB), the current Selling, General, & Admin. Expense is ₫846,587 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Nam A Commercial Joint Stock Bank Business Description
Nam A Commercial Joint Stock Bank is engaged in providing banking services such as mobilizing short, medium and long-term funds in the form of term deposits, demand deposits, cod; receiving entrusted investment and development funds, borrowings from other financial institutions; granting short, medium and long-term loans; discounting of commercial notes, bonds and valuable papers; contributing capital and investing in joint-ventures, settlement services to customers, trading foreign currencies, gold, international payment, mobilizing overseas funds and other banking services to overseas counterparties; preserving assets, leasing cabinets and safes; insurance agency; credit granting; debt purchasing; trading and providing forex services on domestic and international market and others.
55GF Score
Get the complete analysis for STC:NAB
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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