What is Nam A Commercial Joint Stock Bank Net Margin %?
Nam A Commercial Joint Stock BankSTC:NAB 56 Net Margin % is 56.61% as of Mar. 2026, which is 77% above its 10-year median of 32.02. GuruFocus rates STC:NAB with a GF Score™ of 56/100. The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Nam A Commercial Joint Stock Bank ranks better than 82.26% on this metric.
The historical rank and industry rank for Nam A Commercial Joint Stock Bank's Net Margin % or its related term are showing as below:
STC:NAB'
s Net Margin % Range Over the Past 10 Years
Min: 14.18 Med: 32.02 Max: 44.21
Current: 38.9
STC:NAB's Net Margin % is ranked better than 82.26% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs STC:NAB: 38.90
Nam A Commercial Joint Stock Bank (STC:NAB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nam A Commercial Joint Stock Bank Net Margin % Related Terms
Nam A Commercial Joint Stock Bank Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nam A Commercial Joint Stock Bank Net Margin % Chart
Nam A Commercial Joint Stock Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Nam A Commercial Joint Stock Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nam A Commercial Joint Stock Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nam A Commercial Joint Stock Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nam A Commercial Joint Stock Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nam A Commercial Joint Stock Bank (STC:NAB) has a Net Margin % of 56.61% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nam A Commercial Joint Stock Bank and its competitors. This is 77% above median its historical median of 32.02. Over the past decade, Nam A Commercial Joint Stock Bank's Net Margin % has ranged from 14.18 to 44.21. According to the industry distribution chart, Nam A Commercial Joint Stock Bank ranks #271 out of 1528 companies in the Banks industry, placing it in the top 17.7%.
Is Nam A Commercial Joint Stock Bank's Net Margin % too high?
Nam A Commercial Joint Stock Bank's current Net Margin % of 56.61% is 77% above median its 10-year median of 32.02. Over the past 10 years, this metric has ranged from a low of 14.18 to a high of 44.21. The Banks industry median Net Margin % is 26.85. Nam A Commercial Joint Stock Bank's value of 56.61% is 110.9% above this industry median. Based on the distribution chart, Nam A Commercial Joint Stock Bank ranks #271 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nam A Commercial Joint Stock Bank has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Nam A Commercial Joint Stock Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Nam A Commercial Joint Stock Bank ranks #271 out of 1528 companies for Net Margin %. This places Nam A Commercial Joint Stock Bank in the top 18% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Nam A Commercial Joint Stock Bank's value of 56.61% is 110.9% above this benchmark. Historically, Nam A Commercial Joint Stock Bank's own Net Margin % has ranged from 14.18 to 44.21 over the past decade. While the company's 10-year median is 32.02 vs. the industry median of 26.85, Nam A Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nam A Commercial Joint Stock Bank's current Net Margin % of 56.61% is 110.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nam A Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nam A Commercial Joint Stock Bank's current Net Margin % is 56.61%, which is 77% above median its own 10-year median of 32.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam A Commercial Joint Stock Bank stock overvalued right now?
Nam A Commercial Joint Stock Bank (STC:NAB) has a current Net Margin % of 56.61%. The current Net Margin % is 56.61%, which is 77% above median its 10-year median of 32.02 and 110.9% above the Banks industry median of 26.85. Nam A Commercial Joint Stock Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nam A Commercial Joint Stock Bank (STC:NAB), the current Net Margin % is 56.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Nam A Commercial Joint Stock Bank Business Description
Nam A Commercial Joint Stock Bank is engaged in providing banking services such as mobilizing short, medium and long-term funds in the form of term deposits, demand deposits, cod; receiving entrusted investment and development funds, borrowings from other financial institutions; granting short, medium and long-term loans; discounting of commercial notes, bonds and valuable papers; contributing capital and investing in joint-ventures, settlement services to customers, trading foreign currencies, gold, international payment, mobilizing overseas funds and other banking services to overseas counterparties; preserving assets, leasing cabinets and safes; insurance agency; credit granting; debt purchasing; trading and providing forex services on domestic and international market and others.
56GF Score
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