The historical rank and industry rank for Triumph Financial's FCF Margin % or its related term are showing as below:
STU:2THA'
s FCF Margin % Range Over the Past 10 Years
Min: -6.89 Med: 18.89 Max: 28.94
Current: 9.81
During the past 13 years, the highest FCF Margin % of Triumph Financial was 28.94%. The lowest was -6.89%. And the median was 18.89%.
STU:2THA's FCF Margin % is ranked worse than 66.98% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs STU:2THA: 9.81
Triumph Financial FCF Margin % Related Terms
Triumph Financial FCF Margin % Historical Data
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The historical data trend for Triumph Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:2THA vs FSUN, CASH, DCOM: FCF Margin % Comparison
For the Banks - Regional subindustry, Triumph Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triumph Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Triumph Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Triumph Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Triumph Financial (STU:2THA) has a FCF Margin % of -1.86% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Triumph Financial and its competitors. According to the industry distribution chart, Triumph Financial ranks #1008 out of 1505 companies in the Banks industry, placing it in the top 67%.
Is Triumph Financial's FCF Margin % too high?
Triumph Financial's current FCF Margin % is -1.86%. Based on the distribution chart, Triumph Financial ranks #1008 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Triumph Financial has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triumph Financial's FCF Margin % compare to FSUN and CASH?
According to the Banks industry distribution chart, Triumph Financial ranks #1008 out of 1505 companies for FCF Margin %. This places Triumph Financial in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Triumph Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triumph Financial's current FCF Margin % is -1.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph Financial stock overvalued right now?
Based on GuruFocus' analysis, Triumph Financial (STU:2THA) is currently considered Modestly Overvalued. The stock's GF Value™ is €55.52, compared to a current price of €63.50 — trading 14.4% above its estimated fair value. The current FCF Margin % is -1.86%. Triumph Financial's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Triumph Financial (STU:2THA), the current FCF Margin % is -1.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Triumph Financial (STU:2THA) Overvalued in 2026?
Based on GuruFocus' analysis, Triumph Financial stock appears to be overvalued.
The current stock price of €63.50 is trading 14.4% above its estimated GF Value™ of €55.52.
GuruFocus considers Triumph Financial to be Modestly Overvalued.
Key valuation signals for STU:2THA:
FCF Margin %: -1.86%
GF Value™: €55.52 vs. price of €63.50 (14.4% above fair value)
No single metric tells the full story. See the STU:2THA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
64GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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