Triumph Financial (STU:2THA) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:2THA Triumph Financial Inc STU:2THA
68 GF Score
Price €70.50
GF Value €58.77
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Triumph Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Triumph Financial Quality Rank Related Terms

STU:2THA
68GF Score
Triumph Financial Inc STU:2THA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Triumph Financial (STU:2THA) Overvalued in 2026?

Based on GuruFocus' analysis, Triumph Financial stock appears to be overvalued. The current stock price of €70.50 is trading 20% above its estimated GF Value™ of €58.77. GuruFocus considers Triumph Financial to be Modestly Overvalued.

Key valuation signals for STU:2THA:

  • Quality Rank:
  • GF Value™: €58.77 vs. price of €70.50 (20% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the STU:2THA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Triumph Financial Business Description

Other Exchanges TFINp.PFD:USATFIN:USA
Address 12700 Park Central Drive, Suite 1700, Dallas, TX, USA, 75251
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
68GF Score

Get the complete analysis for STU:2THA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€70.50
Price
€58.77
GF Value