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The historical data trend for ZENKOKU HOSHO Co's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ZENKOKU HOSHO Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZENKOKU HOSHO Co FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ZENKOKU HOSHO Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ZENKOKU HOSHO Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZENKOKU HOSHO Co (TSE:7164) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ZENKOKU HOSHO Co and its competitors. Over the past decade, ZENKOKU HOSHO Co's FCF Margin % has ranged from 54.83 to 91.30. According to the industry distribution chart, ZENKOKU HOSHO Co ranks #105 out of 534 companies in the Credit Services industry, placing it in the top 19.7%.
Is ZENKOKU HOSHO Co's FCF Margin % too high?
ZENKOKU HOSHO Co's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 54.83 to a high of 91.30. Based on the distribution chart, ZENKOKU HOSHO Co ranks #105 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, ZENKOKU HOSHO Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ZENKOKU HOSHO Co's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ZENKOKU HOSHO Co ranks #105 out of 534 companies for FCF Margin %. This places ZENKOKU HOSHO Co in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.30. Historically, ZENKOKU HOSHO Co's own FCF Margin % has ranged from 54.83 to 91.30 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.30, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ZENKOKU HOSHO Co and its competitors. For the Credit Services industry, the median FCF Margin % is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZENKOKU HOSHO Co's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZENKOKU HOSHO Co stock overvalued right now?
Based on GuruFocus' analysis, ZENKOKU HOSHO Co (TSE:7164) is currently considered Fairly Valued. The stock's GF Value™ is 円3,228.48, compared to a current price of 円3,130.00 — trading 3.1% below its estimated fair value. The current FCF Margin % is 0.00%. ZENKOKU HOSHO Co's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ZENKOKU HOSHO Co (TSE:7164), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZENKOKU HOSHO Co (TSE:7164) Overvalued in 2026?
Based on GuruFocus' analysis, ZENKOKU HOSHO Co stock appears to be undervalued.
The current stock price of 円3,130.00 is trading 3.1% below its estimated GF Value™ of 円3,228.48.
GuruFocus considers ZENKOKU HOSHO Co to be Fairly Valued.
Key valuation signals for TSE:7164:
FCF Margin %: 0.00%
GF Value™: 円3,228.48 vs. price of 円3,130.00 (3.1% below fair value)
No single metric tells the full story. See the TSE:7164 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
86GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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