SBI Shinsei Bank (TSE:8303) FCF Margin %: 133.85% (As of Mar. 2026) — 70% Above Median


TSE:8303 SBI Shinsei Bank Ltd TSE:8303
30 GF Score
Price 円1,389.50
! 1 Warning Sign
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What is SBI Shinsei Bank FCF Margin %?

SBI Shinsei Bank TSE:8303 -0.39% 30 FCF Margin % is 133.85% as of Mar. 2026, which is 70% above its 10-year median of 78.65. GuruFocus rates TSE:8303 with a GF Score™ of 30/100. The stock has 1 warning sign investors should review. Among 1,505 Banks companies, SBI Shinsei Bank ranks better than 97.81% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. SBI Shinsei Bank's Free Cash Flow for the six months ended in Mar. 2026 was 円365,500 Mil. SBI Shinsei Bank's Revenue for the six months ended in Mar. 2026 was 円273,058 Mil. Therefore, SBI Shinsei Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 133.85%.

As of today, SBI Shinsei Bank's current FCF Yield % is 153.73%.

The historical rank and industry rank for SBI Shinsei Bank's FCF Margin % or its related term are showing as below:

TSE:8303' s FCF Margin % Range Over the Past 10 Years
Min: -147.39   Med: 78.65   Max: 450.64
Current: 366.12


During the past 13 years, the highest FCF Margin % of SBI Shinsei Bank was 450.64%. The lowest was -147.39%. And the median was 78.65%.

TSE:8303's FCF Margin % is ranked better than
97.81% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs TSE:8303: 366.12


SBI Shinsei Bank FCF Margin % Related Terms


SBI Shinsei Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for SBI Shinsei Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Shinsei Bank FCF Margin % Chart

SBI Shinsei Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -147.39 381.66 294.27 450.64 366.12

SBI Shinsei Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 619.24 330.34 562.02 625.58 133.85

SBI Shinsei Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, SBI Shinsei Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Shinsei Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, SBI Shinsei Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where SBI Shinsei Bank's FCF Margin % falls into.


TSE:8303
30GF Score
SBI Shinsei Bank Ltd TSE:8303
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Shinsei Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

SBI Shinsei Bank's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=1894692/517502
=366.12 %

SBI Shinsei Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=365500/273058
=133.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 133.85% mean?
SBI Shinsei Bank (TSE:8303) has a FCF Margin % of 133.85% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SBI Shinsei Bank and its competitors. This is 70% above median its historical median of 78.65. According to the industry distribution chart, SBI Shinsei Bank ranks #33 out of 1505 companies in the Banks industry, placing it in the top 2.2%.
Is SBI Shinsei Bank's FCF Margin % too high?
SBI Shinsei Bank's current FCF Margin % of 133.85% is 70% above median its 10-year median of 78.65. The Banks industry median FCF Margin % is 26.55. SBI Shinsei Bank's value of 133.85% is 404.1% above this industry median. Based on the distribution chart, SBI Shinsei Bank ranks #33 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Shinsei Bank has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #33 out of 1505 companies for FCF Margin %. This places SBI Shinsei Bank in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. SBI Shinsei Bank's value of 133.85% is 404.1% above this benchmark. While the company's 10-year median is 78.65 vs. the industry median of 26.55, SBI Shinsei Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Shinsei Bank's current FCF Margin % of 133.85% is 404.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current FCF Margin % is 133.85%, which is 70% above median its own 10-year median of 78.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (TSE:8303) has a current FCF Margin % of 133.85%. The current FCF Margin % is 133.85%, which is 70% above median its 10-year median of 78.65 and 404.1% above the Banks industry median of 26.55. SBI Shinsei Bank's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SBI Shinsei Bank (TSE:8303), the current FCF Margin % is 133.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SBI Shinsei Bank Business Description

Address Nihonbashi Muromachi Nomura Building, 4-3, Nihonbashi-muromachi 2-chome, Chuo-ku, Tokyo, JPN, 103-8303
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
30GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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