SBI Shinsei BankTSE:8303 -0.39%30 Net Margin % is 16.13% as of Mar. 2026, which is 9% above its 10-year median of 14.83. GuruFocus rates TSE:8303 with a GF Score™ of 30/100. The stock has 1 warning sign investors should review. Among 1,527 Banks companies, SBI Shinsei Bank ranks worse than 65.88% on this metric.
The historical rank and industry rank for SBI Shinsei Bank's Net Margin % or its related term are showing as below:
TSE:8303'
s Net Margin % Range Over the Past 10 Years
Min: 6.26 Med: 14.83 Max: 21.92
Current: 21.92
TSE:8303's Net Margin % is ranked worse than 65.88% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TSE:8303: 21.92
SBI Shinsei Bank (TSE:8303) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
SBI Shinsei Bank Net Margin % Related Terms
SBI Shinsei Bank Net Margin % Historical Data
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The historical data trend for SBI Shinsei Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Shinsei Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, SBI Shinsei Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Shinsei Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SBI Shinsei Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where SBI Shinsei Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Shinsei Bank (TSE:8303) has a Net Margin % of 16.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on SBI Shinsei Bank and its competitors. This is near median its historical median of 14.83. Over the past decade, SBI Shinsei Bank's Net Margin % has ranged from 6.26 to 21.92. According to the industry distribution chart, SBI Shinsei Bank ranks #1006 out of 1527 companies in the Banks industry, placing it in the top 65.9%.
Is SBI Shinsei Bank's Net Margin % too high?
SBI Shinsei Bank's current Net Margin % of 16.13% is near median its 10-year median of 14.83. Over the past 10 years, this metric has ranged from a low of 6.26 to a high of 21.92. The Banks industry median Net Margin % is 26.95. SBI Shinsei Bank's value of 16.13% is 40.1% below this industry median. Based on the distribution chart, SBI Shinsei Bank ranks #1006 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, SBI Shinsei Bank has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #1006 out of 1527 companies for Net Margin %. This places SBI Shinsei Bank in the lower half of its industry. The industry median Net Margin % is 26.95. SBI Shinsei Bank's value of 16.13% is 40.1% below this benchmark. Historically, SBI Shinsei Bank's own Net Margin % has ranged from 6.26 to 21.92 over the past decade. While the company's 10-year median is 14.83 vs. the industry median of 26.95, SBI Shinsei Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Shinsei Bank's current Net Margin % of 16.13% is 40.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current Net Margin % is 16.13%, which is near median its own 10-year median of 14.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (TSE:8303) has a current Net Margin % of 16.13%. The current Net Margin % is 16.13%, which is near median its 10-year median of 14.83 and 40.1% below the Banks industry median of 26.95. SBI Shinsei Bank's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For SBI Shinsei Bank (TSE:8303), the current Net Margin % is 16.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
30GF Score
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