SBI Shinsei BankTSE:8303 +2.51%30 Pretax Margin % is 22.13% as of Mar. 2026, which is 36% above its 10-year median of 16.23. GuruFocus rates TSE:8303 with a GF Score™ of 30/100. The stock has 1 warning sign investors should review. Among 1,528 Banks companies, SBI Shinsei Bank ranks worse than 75.07% on this metric.
The historical rank and industry rank for SBI Shinsei Bank's Pretax Margin % or its related term are showing as below:
TSE:8303'
s Pretax Margin % Range Over the Past 10 Years
Min: 8.75 Med: 16.23 Max: 23.6
Current: 23.6
TSE:8303's Pretax Margin % is ranked worse than 75.07% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs TSE:8303: 23.60
SBI Shinsei Bank (TSE:8303) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SBI Shinsei Bank Pretax Margin % Related Terms
SBI Shinsei Bank Pretax Margin % Historical Data
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The historical data trend for SBI Shinsei Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Shinsei Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, SBI Shinsei Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Shinsei Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SBI Shinsei Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SBI Shinsei Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Shinsei Bank (TSE:8303) has a Pretax Margin % of 22.13% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SBI Shinsei Bank and its competitors. This is 36% above median its historical median of 16.23. Over the past decade, SBI Shinsei Bank's Pretax Margin % has ranged from 8.75 to 23.60. According to the industry distribution chart, SBI Shinsei Bank ranks #1147 out of 1528 companies in the Banks industry, placing it in the top 75.1%.
Is SBI Shinsei Bank's Pretax Margin % too high?
SBI Shinsei Bank's current Pretax Margin % of 22.13% is 36% above median its 10-year median of 16.23. Over the past 10 years, this metric has ranged from a low of 8.75 to a high of 23.60. The Banks industry median Pretax Margin % is 34.67. SBI Shinsei Bank's value of 22.13% is 36.2% below this industry median. Based on the distribution chart, SBI Shinsei Bank ranks #1147 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SBI Shinsei Bank has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #1147 out of 1528 companies for Pretax Margin %. This places SBI Shinsei Bank in the lower half of its industry. The industry median Pretax Margin % is 34.67. SBI Shinsei Bank's value of 22.13% is 36.2% below this benchmark. Historically, SBI Shinsei Bank's own Pretax Margin % has ranged from 8.75 to 23.60 over the past decade. While the company's 10-year median is 16.23 vs. the industry median of 34.67, SBI Shinsei Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Shinsei Bank's current Pretax Margin % of 22.13% is 36.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current Pretax Margin % is 22.13%, which is 36% above median its own 10-year median of 16.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (TSE:8303) has a current Pretax Margin % of 22.13%. The current Pretax Margin % is 22.13%, which is 36% above median its 10-year median of 16.23 and 36.2% below the Banks industry median of 34.67. SBI Shinsei Bank's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SBI Shinsei Bank (TSE:8303), the current Pretax Margin % is 22.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
30GF Score
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