CB Central Cooperative Bank AD (XBUL:CCB) FCF Margin %: 434.63% (As of Dec. 2025) — 234% Above Median


XBUL:CCB CB Central Cooperative Bank AD XBUL:CCB
55 GF Score
Price €1.63
GF Value €1.89
Valuation Modestly Undervalued
! 1 Warning Sign
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What is CB Central Cooperative Bank AD FCF Margin %?

CB Central Cooperative Bank AD XBUL:CCB 55 FCF Margin % is 434.63% as of Dec. 2025, which is 234% above its 10-year median of 130.10. GuruFocus rates XBUL:CCB with a GF Score™ of 55/100 and a GF Value™ of €1.89 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,509 Banks companies, CB Central Cooperative Bank AD ranks better than 97.75% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. CB Central Cooperative Bank AD's Free Cash Flow for the three months ended in Dec. 2025 was €162.2 Mil. CB Central Cooperative Bank AD's Revenue for the three months ended in Dec. 2025 was €37.3 Mil. Therefore, CB Central Cooperative Bank AD's FCF Margin % for the quarter that ended in Dec. 2025 was 434.63%.

As of today, CB Central Cooperative Bank AD's current FCF Yield % is 255.67%.

The historical rank and industry rank for CB Central Cooperative Bank AD's FCF Margin % or its related term are showing as below:

XBUL:CCB' s FCF Margin % Range Over the Past 10 Years
Min: 50.28   Med: 130.1   Max: 361.83
Current: 361.83


During the past 13 years, the highest FCF Margin % of CB Central Cooperative Bank AD was 361.83%. The lowest was 50.28%. And the median was 130.10%.

XBUL:CCB's FCF Margin % is ranked better than
97.75% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs XBUL:CCB: 361.83


CB Central Cooperative Bank AD FCF Margin % Related Terms


CB Central Cooperative Bank AD FCF Margin % Historical Data

* Premium members only.

The historical data trend for CB Central Cooperative Bank AD's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD FCF Margin % Chart

CB Central Cooperative Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 155.22 323.83 121.50 132.37 361.83

CB Central Cooperative Bank AD Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -48.54 247.58 -26.38 801.01 434.63

XBUL:CCB vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, CB Central Cooperative Bank AD's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Central Cooperative Bank AD FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's FCF Margin % distribution charts can be found below:

* The bar in red indicates where CB Central Cooperative Bank AD's FCF Margin % falls into.


XBUL:CCB
55GF Score
CB Central Cooperative Bank AD XBUL:CCB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Central Cooperative Bank AD FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

CB Central Cooperative Bank AD's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=529.813/146.424
=361.83 %

CB Central Cooperative Bank AD's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=162.213/37.322
=434.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 434.63% mean?
CB Central Cooperative Bank AD (XBUL:CCB) has a FCF Margin % of 434.63% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Central Cooperative Bank AD and its competitors. This is 234% above median its historical median of 130.10. Over the past decade, CB Central Cooperative Bank AD's FCF Margin % has ranged from 50.28 to 361.83. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #34 out of 1509 companies in the Banks industry, placing it in the top 2.3%.
Is CB Central Cooperative Bank AD's FCF Margin % too high?
CB Central Cooperative Bank AD's current FCF Margin % of 434.63% is 234% above median its 10-year median of 130.10. Over the past 10 years, this metric has ranged from a low of 50.28 to a high of 361.83. The Banks industry median FCF Margin % is 26.55. CB Central Cooperative Bank AD's value of 434.63% is 1537% above this industry median. Based on the distribution chart, CB Central Cooperative Bank AD ranks #34 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Central Cooperative Bank AD has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #34 out of 1509 companies for FCF Margin %. This places CB Central Cooperative Bank AD in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. CB Central Cooperative Bank AD's value of 434.63% is 1537% above this benchmark. Historically, CB Central Cooperative Bank AD's own FCF Margin % has ranged from 50.28 to 361.83 over the past decade. While the company's 10-year median is 130.10 vs. the industry median of 26.55, CB Central Cooperative Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Central Cooperative Bank AD's current FCF Margin % of 434.63% is 1537% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Central Cooperative Bank AD and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current FCF Margin % is 434.63%, which is 234% above median its own 10-year median of 130.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Central Cooperative Bank AD (XBUL:CCB) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.89, compared to a current price of €1.63 — trading 13.8% below its estimated fair value. The current FCF Margin % is 434.63%, which is 234% above median its 10-year median of 130.10 and 1537% above the Banks industry median of 26.55. CB Central Cooperative Bank AD's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CB Central Cooperative Bank AD (XBUL:CCB), the current FCF Margin % is 434.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Central Cooperative Bank AD (XBUL:CCB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued. The current stock price of €1.63 is trading 13.8% below its estimated GF Value™ of €1.89. GuruFocus considers CB Central Cooperative Bank AD to be Modestly Undervalued.

Key valuation signals for XBUL:CCB:

  • FCF Margin %: 434.63% (234% above median its 10-year median of 130.10)
  • GF Value™: €1.89 vs. price of €1.63 (13.8% below fair value)
  • GF Score™: 55/100 with 1 warning sign
  • Industry Position: 1537% above the Banks median (#34 of 1509)

No single metric tells the full story. See the XBUL:CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Central Cooperative Bank AD Business Description

Address 87 Tsarigradsko Shose Boulevard, Sofia, BGR, 1086
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
55GF Score

Get the complete analysis for XBUL:CCB

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.63
Price
€1.89
GF Value