CB Central Cooperative Bank AD (XBUL:CCB) Cyclically Adjusted PS Ratio: 1.65 (As of Aug. 08, 2026) — Near Median

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XBUL:CCB CB Central Cooperative Bank AD XBUL:CCB
58 GF Score
Price €1.63
GF Value €1.92
Valuation Modestly Undervalued
! 1 Warning Sign
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What is CB Central Cooperative Bank AD Cyclically Adjusted PS Ratio?

CB Central Cooperative Bank AD XBUL:CCB -2.98% 58 Cyclically Adjusted PS Ratio is 1.65 as of Aug. 08, 2026, which is 6% below its 10-year median of 1.76. GuruFocus rates XBUL:CCB with a GF Score™ of 58/100 and a GF Value™ of €1.92 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,298 Banks companies, CB Central Cooperative Bank AD ranks better than 81.12% on this metric.

As of today (2026-08-08), CB Central Cooperative Bank AD's current share price is €1.63. CB Central Cooperative Bank AD's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was €0.99. CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio for today is 1.65.

The historical rank and industry rank for CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio or its related term are showing as below:

XBUL:CCB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.01   Med: 1.76   Max: 2.1
Current: 1.71

During the past years, CB Central Cooperative Bank AD's highest Cyclically Adjusted PS Ratio was 2.10. The lowest was 1.01. And the median was 1.76.

XBUL:CCB's Cyclically Adjusted PS Ratio is ranked better than
81.12% of 1298 companies
in the Banks industry
Industry Median: 3.42 vs XBUL:CCB: 1.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CB Central Cooperative Bank AD's adjusted revenue per share data for the three months ended in Dec. 2025 was €0.268. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.99 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


CB Central Cooperative Bank AD  (XBUL:CCB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


CB Central Cooperative Bank AD Cyclically Adjusted PS Ratio Related Terms


CB Central Cooperative Bank AD Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD Cyclically Adjusted PS Ratio Chart

CB Central Cooperative Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.96 1.70 1.79 1.94

CB Central Cooperative Bank AD Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 1.71 1.67 1.71 1.94

XBUL:CCB vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Central Cooperative Bank AD Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio falls into.


XBUL:CCB
58GF Score
CB Central Cooperative Bank AD XBUL:CCB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Central Cooperative Bank AD Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.63/0.99
=1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, CB Central Cooperative Bank AD's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.268/324.0540*324.0540
=0.268

Current CPI (Dec. 2025) = 324.0540.

CB Central Cooperative Bank AD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201509 0.168 237.945 0.229
201512 0.236 236.525 0.323
201603 0.169 238.132 0.230
201606 0.256 241.018 0.344
201609 0.263 241.428 0.353
201612 0.237 241.432 0.318
201703 0.219 243.801 0.291
201706 0.225 244.955 0.298
201709 0.213 246.819 0.280
201712 0.236 246.524 0.310
201803 0.204 249.554 0.265
201806 0.123 251.989 0.158
201809 0.199 252.439 0.255
201812 0.227 251.233 0.293
201903 0.175 254.202 0.223
201906 0.205 256.143 0.259
201909 0.193 256.759 0.244
201912 0.168 256.974 0.212
202003 0.148 258.115 0.186
202006 0.132 257.797 0.166
202009 0.124 260.280 0.154
202012 0.169 260.474 0.210
202103 0.180 264.877 0.220
202106 0.199 271.696 0.237
202109 0.178 274.310 0.210
202112 0.087 278.802 0.101
202203 0.216 287.504 0.243
202206 0.148 296.311 0.162
202209 0.183 296.808 0.200
202212 0.169 296.797 0.185
202303 0.241 301.836 0.259
202312 0.253 306.746 0.267
202403 0.267 312.332 0.277
202406 0.273 314.175 0.282
202409 0.446 315.301 0.458
202412 0.204 315.605 0.209
202503 0.283 319.799 0.287
202506 0.261 322.561 0.262
202509 0.266 324.800 0.265
202512 0.268 324.054 0.268

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.65 mean?
CB Central Cooperative Bank AD (XBUL:CCB) has a Cyclically Adjusted PS Ratio of 1.65 as of Aug. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CB Central Cooperative Bank AD and its competitors. This is near median its historical median of 1.76. Over the past decade, CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio has ranged from 1.01 to 2.10. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #245 out of 1298 companies in the Banks industry, placing it in the top 18.9%.
Is CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio too high?
CB Central Cooperative Bank AD's current Cyclically Adjusted PS Ratio of 1.65 is near median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 2.10. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. CB Central Cooperative Bank AD's value of 1.65 is 51.8% below this industry median. Based on the distribution chart, CB Central Cooperative Bank AD ranks #245 out of 1298 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Central Cooperative Bank AD has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #245 out of 1298 companies for Cyclically Adjusted PS Ratio. This places CB Central Cooperative Bank AD in the top 19% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.42. CB Central Cooperative Bank AD's value of 1.65 is 51.8% below this benchmark. Historically, CB Central Cooperative Bank AD's own Cyclically Adjusted PS Ratio has ranged from 1.01 to 2.10 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 3.42, CB Central Cooperative Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Central Cooperative Bank AD's current Cyclically Adjusted PS Ratio of 1.65 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CB Central Cooperative Bank AD and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current Cyclically Adjusted PS Ratio is 1.65, which is near median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Central Cooperative Bank AD (XBUL:CCB) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.92, compared to a current price of €1.63 — trading 15.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.65, which is near median its 10-year median of 1.76 and 51.8% below the Banks industry median of 3.42. CB Central Cooperative Bank AD's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For CB Central Cooperative Bank AD (XBUL:CCB), the current Cyclically Adjusted PS Ratio is 1.65 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Central Cooperative Bank AD (XBUL:CCB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued. The current stock price of €1.63 is trading 15.1% below its estimated GF Value™ of €1.92. GuruFocus considers CB Central Cooperative Bank AD to be Modestly Undervalued.

Key valuation signals for XBUL:CCB:

  • Cyclically Adjusted PS Ratio: 1.65 (near median its 10-year median of 1.76)
  • GF Value™: €1.92 vs. price of €1.63 (15.1% below fair value)
  • GF Score™: 58/100 with 1 warning sign
  • Industry Position: 51.8% below the Banks median (#245 of 1298)

No single metric tells the full story. See the XBUL:CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Central Cooperative Bank AD Business Description

Address 87 Tsarigradsko Shose Boulevard, Sofia, BGR, 1086
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
58GF Score

Get the complete analysis for XBUL:CCB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.63
Price
€1.92
GF Value