ForteBank JSC (XKAZ:ASBN) FCF Margin %: -82.69% (As of Mar. 2026)


XKAZ:ASBN ForteBank JSC XKAZ:ASBN
55 GF Score
Price ₸10.43
GF Value ₸9.25
Valuation Modestly Overvalued
! 3 Warning Signs
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What is ForteBank JSC FCF Margin %?

ForteBank JSC XKAZ:ASBN -0.95% 55 FCF Margin % is -82.69% as of Mar. 2026. GuruFocus rates XKAZ:ASBN with a GF Score™ of 55/100 and a GF Value™ of ₸9.25 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,509 Banks companies, ForteBank JSC ranks worse than 90.32% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. ForteBank JSC's Free Cash Flow for the three months ended in Mar. 2026 was ₸-88,743 Mil. ForteBank JSC's Revenue for the three months ended in Mar. 2026 was ₸107,318 Mil. Therefore, ForteBank JSC's FCF Margin % for the quarter that ended in Mar. 2026 was -82.69%.

As of today, ForteBank JSC's current FCF Yield % is -32.63%.

The historical rank and industry rank for ForteBank JSC's FCF Margin % or its related term are showing as below:

XKAZ:ASBN' s FCF Margin % Range Over the Past 10 Years
Min: -81.94   Med: 67.4   Max: 260.76
Current: -81.6


During the past 13 years, the highest FCF Margin % of ForteBank JSC was 260.76%. The lowest was -81.94%. And the median was 67.40%.

XKAZ:ASBN's FCF Margin % is ranked worse than
90.32% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs XKAZ:ASBN: -81.60


ForteBank JSC FCF Margin % Related Terms


ForteBank JSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for ForteBank JSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ForteBank JSC FCF Margin % Chart

ForteBank JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 260.76 29.43 99.37 180.19 -81.94

ForteBank JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -83.58 -670.78 348.28 24.02 -82.69

XKAZ:ASBN vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, ForteBank JSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ForteBank JSC FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, ForteBank JSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where ForteBank JSC's FCF Margin % falls into.


XKAZ:ASBN
55GF Score
ForteBank JSC XKAZ:ASBN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ForteBank JSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

ForteBank JSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-291257/355448
=-81.94 %

ForteBank JSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-88743/107318
=-82.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -82.69% mean?
ForteBank JSC (XKAZ:ASBN) has a FCF Margin % of -82.69% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ForteBank JSC and its competitors. According to the industry distribution chart, ForteBank JSC ranks #1363 out of 1509 companies in the Banks industry, placing it in the top 90.3%.
Is ForteBank JSC's FCF Margin % too high?
ForteBank JSC's current FCF Margin % is -82.69%. Based on the distribution chart, ForteBank JSC ranks #1363 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ForteBank JSC has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ForteBank JSC's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, ForteBank JSC ranks #1363 out of 1509 companies for FCF Margin %. This places ForteBank JSC in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ForteBank JSC and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ForteBank JSC's current FCF Margin % is -82.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ForteBank JSC stock overvalued right now?
Based on GuruFocus' analysis, ForteBank JSC (XKAZ:ASBN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₸9.25, compared to a current price of ₸10.43 — trading 12.8% above its estimated fair value. The current FCF Margin % is -82.69%. ForteBank JSC's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ForteBank JSC (XKAZ:ASBN), the current FCF Margin % is -82.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ForteBank JSC (XKAZ:ASBN) Overvalued in 2026?

Based on GuruFocus' analysis, ForteBank JSC stock appears to be overvalued. The current stock price of ₸10.43 is trading 12.8% above its estimated GF Value™ of ₸9.25. GuruFocus considers ForteBank JSC to be Modestly Overvalued.

Key valuation signals for XKAZ:ASBN:

  • FCF Margin %: -82.69%
  • GF Value™: ₸9.25 vs. price of ₸10.43 (12.8% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the XKAZ:ASBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ForteBank JSC Business Description

Address 8/1, Dostyk street, Astana, KAZ, 010017
ForteBank JSC is a provider of banking services. The company's services include credit, deposits, currency exchanges, debits, accounts, among others. Its line of business includes retail banking and corporate banking.
55GF Score

Get the complete analysis for XKAZ:ASBN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₸10.43
Price
₸9.25
GF Value