Bankinter (XMAD:BKT) FCF Margin %: 0.00% (As of Mar. 2026)


XMAD:BKT Bankinter SA XMAD:BKT
69 GF Score
Price €14.95
GF Value €8.31
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bankinter FCF Margin %?

Bankinter XMAD:BKT -1.45% 69 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates XMAD:BKT with a GF Score™ of 69/100 and a GF Value™ of €8.31 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Bankinter ranks worse than 80.47% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bankinter's Free Cash Flow for the three months ended in Mar. 2026 was €0 Mil. Bankinter's Revenue for the three months ended in Mar. 2026 was €793 Mil. Therefore, Bankinter's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Bankinter's current FCF Yield % is -5.70%.

The historical rank and industry rank for Bankinter's FCF Margin % or its related term are showing as below:

XMAD:BKT' s FCF Margin % Range Over the Past 10 Years
Min: -358.37   Med: 38.79   Max: 457
Current: -24.27


During the past 13 years, the highest FCF Margin % of Bankinter was 457.00%. The lowest was -358.37%. And the median was 38.79%.

XMAD:BKT's FCF Margin % is ranked worse than
80.47% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs XMAD:BKT: -24.27


Bankinter FCF Margin % Related Terms


Bankinter FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bankinter's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankinter FCF Margin % Chart

Bankinter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 348.76 -358.37 19.50 58.08 -24.50

Bankinter Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XMAD:BKT vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Bankinter's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankinter FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bankinter's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bankinter's FCF Margin % falls into.


XMAD:BKT
69GF Score
Bankinter SA XMAD:BKT
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bankinter FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bankinter's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-766.619/3128.426
=-24.50 %

Bankinter's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/793.09
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Bankinter (XMAD:BKT) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bankinter and its competitors. According to the industry distribution chart, Bankinter ranks #1211 out of 1505 companies in the Banks industry, placing it in the top 80.5%.
Is Bankinter's FCF Margin % too high?
Bankinter's current FCF Margin % is 0.00%. Based on the distribution chart, Bankinter ranks #1211 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bankinter has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankinter's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bankinter ranks #1211 out of 1505 companies for FCF Margin %. This places Bankinter in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bankinter and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankinter's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankinter stock overvalued right now?
Based on GuruFocus' analysis, Bankinter (XMAD:BKT) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.31, compared to a current price of €14.95 — trading 79.9% above its estimated fair value. The current FCF Margin % is 0.00%. Bankinter's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bankinter (XMAD:BKT), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankinter (XMAD:BKT) Overvalued in 2026?

Based on GuruFocus' analysis, Bankinter stock appears to be overvalued. The current stock price of €14.95 is trading 79.9% above its estimated GF Value™ of €8.31. GuruFocus considers Bankinter to be Significantly Overvalued.

Key valuation signals for XMAD:BKT:

  • FCF Margin %: 0.00%
  • GF Value™: €8.31 vs. price of €14.95 (79.9% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the XMAD:BKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankinter Business Description

Address Paseo de la Castellana 29, Madrid, ESP, 28046
Bankinter SA is a bank operating in Spain. Its services include financial planning, asset management, retail banking, corporate banking, treasury, and international banking. Customer loans constitute the overwhelming majority of earning assets on the balance sheet. Its segments include Commercial Banking, Corporate Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other businesses. Its Financial products include Mortgages Salary accounts, Loans, Cards, Pension plans, and Investment funds.
69GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.95
Price
€8.31
GF Value