Bankinter (XMAD:BKT) OCF Margin %: 0.00% (As of Mar. 2026)


XMAD:BKT Bankinter SA XMAD:BKT
69 GF Score
Price €14.95
GF Value €8.31
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bankinter OCF Margin %?

Bankinter XMAD:BKT -1.45% 69 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates XMAD:BKT with a GF Score™ of 69/100 and a GF Value™ of €8.31 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, Bankinter ranks worse than 80.68% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bankinter's Cash Flow from Operations for the three months ended in Mar. 2026 was €0 Mil. Bankinter's Revenue for the three months ended in Mar. 2026 was €793 Mil. Therefore, Bankinter's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Bankinter's current OCF Yield % is -4.42%.

The historical rank and industry rank for Bankinter's OCF Margin % or its related term are showing as below:

XMAD:BKT' s OCF Margin % Range Over the Past 10 Years
Min: -355.18   Med: 42.79   Max: 461.68
Current: -18.96

During the past 13 years, the highest OCF Margin % of Bankinter was 461.68%. The lowest was -355.18%. And the median was 42.79%.

XMAD:BKT's OCF Margin % is ranked worse than
80.68% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs XMAD:BKT: -18.96

Bankinter OCF Margin % Related Terms

Bankinter OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bankinter's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankinter OCF Margin % Chart

Bankinter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 352.12 -355.18 22.60 62.98 -19.14

Bankinter Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XMAD:BKT vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Bankinter's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bankinter OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bankinter's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bankinter's OCF Margin % falls into.


XMAD:BKT
69GF Score
Bankinter SA XMAD:BKT
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bankinter OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bankinter's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-598.882/3128.426
=-19.14 %

Bankinter's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/793.09
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Bankinter (XMAD:BKT) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bankinter and its competitors. According to the industry distribution chart, Bankinter ranks #1211 out of 1501 companies in the Banks industry, placing it in the top 80.7%.
Is Bankinter's OCF Margin % too high?
Bankinter's current OCF Margin % is 0.00%. Based on the distribution chart, Bankinter ranks #1211 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bankinter has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankinter's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bankinter ranks #1211 out of 1501 companies for OCF Margin %. This places Bankinter in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bankinter and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankinter's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankinter stock overvalued right now?
Based on GuruFocus' analysis, Bankinter (XMAD:BKT) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.31, compared to a current price of €14.95 — trading 79.9% above its estimated fair value. The current OCF Margin % is 0.00%. Bankinter's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bankinter (XMAD:BKT), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankinter (XMAD:BKT) Overvalued in 2026?

Based on GuruFocus' analysis, Bankinter stock appears to be overvalued. The current stock price of €14.95 is trading 79.9% above its estimated GF Value™ of €8.31. GuruFocus considers Bankinter to be Significantly Overvalued.

Key valuation signals for XMAD:BKT:

  • OCF Margin %: 0.00%
  • GF Value™: €8.31 vs. price of €14.95 (79.9% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the XMAD:BKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bankinter Business Description

Address Paseo de la Castellana 29, Madrid, ESP, 28046
Bankinter SA is a bank operating in Spain. Its services include financial planning, asset management, retail banking, corporate banking, treasury, and international banking. Customer loans constitute the overwhelming majority of earning assets on the balance sheet. Its segments include Commercial Banking, Corporate Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other businesses. Its Financial products include Mortgages Salary accounts, Loans, Cards, Pension plans, and Investment funds.
69GF Score

Get the complete analysis for XMAD:BKT

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.95
Price
€8.31
GF Value