ALBIS Leasing AGXTER:ALG +2.08%65 FCF Margin % is 22.00% as of Dec. 2025, which is 2458% above its 10-year median of 0.86. GuruFocus rates XTER:ALG with a GF Score™ of 65/100 and a GF Value™ of €2.61 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 531 Credit Services companies, ALBIS Leasing AG ranks better than 50.47% on this metric.
The historical rank and industry rank for ALBIS Leasing AG's FCF Margin % or its related term are showing as below:
XTER:ALG'
s FCF Margin % Range Over the Past 10 Years
Min: -215.71 Med: 0.86 Max: 59.24
Current: 0.47
During the past 13 years, the highest FCF Margin % of ALBIS Leasing AG was 59.24%. The lowest was -215.71%. And the median was 0.86%.
XTER:ALG's FCF Margin % is ranked better than 50.47% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs XTER:ALG: 0.47
ALBIS Leasing AG FCF Margin % Related Terms
ALBIS Leasing AG FCF Margin % Historical Data
* Premium members only.
The historical data trend for ALBIS Leasing AG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ALBIS Leasing AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ALBIS Leasing AG FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ALBIS Leasing AG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ALBIS Leasing AG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALBIS Leasing AG (XTER:ALG) has a FCF Margin % of 22.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ALBIS Leasing AG and its competitors. This is 2458% above median its historical median of 0.86. According to the industry distribution chart, ALBIS Leasing AG ranks #263 out of 531 companies in the Credit Services industry, placing it in the top 49.5%.
Is ALBIS Leasing AG's FCF Margin % too high?
ALBIS Leasing AG's current FCF Margin % of 22.00% is 2458% above median its 10-year median of 0.86. The Credit Services industry median FCF Margin % is 0.24. ALBIS Leasing AG's value of 22.00% is 9066.7% above this industry median. Based on the distribution chart, ALBIS Leasing AG ranks #263 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, ALBIS Leasing AG has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ALBIS Leasing AG's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ALBIS Leasing AG ranks #263 out of 531 companies for FCF Margin %. This puts ALBIS Leasing AG in the upper half of its industry. The industry median FCF Margin % is 0.24. ALBIS Leasing AG's value of 22.00% is 9066.7% above this benchmark. While the company's 10-year median is 0.86 vs. the industry median of 0.24, ALBIS Leasing AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALBIS Leasing AG's current FCF Margin % of 22.00% is 9066.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ALBIS Leasing AG and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALBIS Leasing AG's current FCF Margin % is 22.00%, which is 2458% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALBIS Leasing AG stock overvalued right now?
Based on GuruFocus' analysis, ALBIS Leasing AG (XTER:ALG) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.61, compared to a current price of €2.94 — trading 12.6% above its estimated fair value. The current FCF Margin % is 22.00%, which is 2458% above median its 10-year median of 0.86 and 9066.7% above the Credit Services industry median of 0.24. ALBIS Leasing AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ALBIS Leasing AG (XTER:ALG), the current FCF Margin % is 22.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ALBIS Leasing AG (XTER:ALG) Overvalued in 2026?
Based on GuruFocus' analysis, ALBIS Leasing AG stock appears to be overvalued.
The current stock price of €2.94 is trading 12.6% above its estimated GF Value™ of €2.61.
GuruFocus considers ALBIS Leasing AG to be Modestly Overvalued.
Key valuation signals for XTER:ALG:
FCF Margin %: 22.00% (2458% above median its 10-year median of 0.86)
GF Value™: €2.61 vs. price of €2.94 (12.6% above fair value)
Industry Position: 9066.7% above the Credit Services median (#263 of 531)
No single metric tells the full story. See the XTER:ALG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ALBIS Leasing AG is in the lease financing services for renewable energy products, forestry, park, and garden equipment; photo and media technology products; catering and food service equipment; crafts equipment; information technology products.
65GF Score
Get the complete analysis for XTER:ALG
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTER:ALG has been successfully added to your 
